Description
In our daily work, we strive to leave a positive mark on the world, solve our customers’ most critical problems, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong people.**
**MISSION:** To operate Brazil’s leading microcredit program with excellence—creating opportunities, developing people, and enhancing their value.
**VISION:** To be recognized for excellence in microfinance service operations and serve as a benchmark for people development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Empathy and Care; Creativity and Innovation; Respect and Inclusion.
The **Portfolio Coordinator** is responsible for coordinating the activities of the agents under their supervision to ensure results and process compliance according to the policies, methodologies, and operational and administrative procedures established in the Operational Agreement.
If this role aligns with your professional purpose, join **CAMED MICROCREDIT!**
**Responsibilities and Duties**
Ensure adherence to CAMED Microcredit and Public Partner-established credit methodology and policy by employees under their supervision;
Ensure strategic actions executed by employees under their supervision achieve targets defined in the Partnership Agreement and CAMED Microcredit guidelines;
Develop action plans to guarantee achievement of targets set for employees under their supervision;
Monitor travel expense disbursements used by credit agents under their supervision, per CAMED Microcredit manuals and procedures;
Analyze performance indicators of employees under their supervision to assess achievement of targets defined by the Public Partner;
Review work schedules of credit agents under their supervision to evaluate execution and effectiveness of targets defined by the Public Partner;
Conduct client follow-up visits to assess the performance of credit agents under their supervision, in accordance with CAMED Microcredit and Public Partner regulations;
Perform sampling of credit portfolios granted by agents under their supervision to assess operational risk and implement preventive and corrective actions, per the methodology defined by the Public Partner;
Conduct Risk Committees for agents’ portfolios under their supervision to analyze causes of delinquency and propose preventive and corrective measures for credit recovery;
Conduct Credit Committees for credit agents under their supervision for submission to the State Microfinance Management;
Lead their team and carry out integration, monitoring, and development of personnel;
Participate in the selection process for Credit Agents (field-based) and Administrative Assistants at the unit to ensure quality hiring of new employees;
Participate in institutional events to identify potential partners and prospect new business opportunities;
And other duties related to the area.
**Requirements and Qualifications** **Mandatory Requirements:**
Legal age (18 years or older);
Education: Completed or ongoing undergraduate degree in Business Administration, Accounting Sciences, Economics, Management Processes, or related fields;
Desirable: Postgraduate qualification;
Willingness to undertake inter-municipal travel;
Proficiency in computer applications and Microsoft Office suite (Word, Excel, PowerPoint);
Experience in team management, business, and processes.
**Note:**
For internal selection, in addition to the resume, the following will be assessed: Crediamigo Program tenure (minimum 6 months); no record of sanctions in the past 6 months; favorable evaluation from the immediate supervisor regarding performance and behavioral competencies.
**Additional Information** **Salary:**
Base salary of R$ 1.717,73;
Variable remuneration up to R$ 2.752,90;
Functional allowance of R$ 2.140,21.
**Benefits:**
Same benefits package offered to CAMED Microcredit employees.
**Working Hours:** 40 hours per week;
**Work Schedule:** 8:00 AM to 5:00 PM (Monday through Friday).
We are a new company, founded in 2022, and part of the **CAMED Group**. We exclusively operate the **Crediamigo**, Brazil’s LARGEST Productive and Oriented Microcredit Program—the market leader in its segment.
Currently, we have **over 5,000 employees** operating across **more than 1,900 municipalities** in Northeastern Brazil and the northern regions of Minas Gerais and Espírito Santo states—making us Brazil’s LARGEST microcredit operator.
In our daily work, we strive to leave a positive mark on the world, solve our customers’ most critical problems, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong people.**
**MISSION:** To operate Brazil’s leading microcredit program with excellence—creating opportunities, developing people, and enhancing their value.
**VISION:** To be recognized for excellence in microfinance service operations and serve as a benchmark for people development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Respect and Inclusion; Empathy and Care; Creativity and Innovation.
**We are CAMED, we are CREDIAMIGO!**