Data Scientist III

Description

**About Bradesco** Bradesco is one of Brazil's largest financial groups, with a history marked by pioneering spirit and innovation. Through our broadly diversified portfolio of financial products, banking services, and insurance solutions, we contribute to fulfilling individuals' aspirations and fostering the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to all individuals, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Credit team? Our mission is to ensure efficient management of credit granting and maintenance, guaranteeing profitability and solid growth of the Organization’s assets. Work model: Hybrid \- 2 days onsite Unit: São Paulo \- Osasco **Your day-to-day responsibilities** As a Data Scientist III, you will work within the Credit Management area, with the following key responsibilities: * Specific modeling for provisioning (Resolution 4966, PD/EAD/LGD); * Identifying opportunities in model applications; * Identifying improvements to existing models; * Data analysis; * Process optimization. **Requirements and Qualifications** What do you need to have or know? * Knowledge of provisioning/Resolution 4966 and PD/EAD/LGD modeling is required. It would be an advantage if you have: * Proficiency in Python / Databricks and statistics. **What we offer** At Bradesco, we value health and well-being, offering an extensive portfolio of benefits to all our employees: * PLR or Bonus: Based on position eligibility\* * Health Insurance * Dental Insurance * Life Insurance * Food Allowance * Meal Voucher * 13th Food Basket * Total Pass * Transportation Voucher (optional enrollment) * Discounts on products and services from partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Bradesco Well-Being Program: health, well-being, and quality-of-life initiative * Unibrad: Bradesco Corporate University * Fee Waivers: special conditions on various products and services * Daycare or Babysitter Assistance * Extended Paternity Leave of 20 days * Maternity Leave of 180 days, with assisted support throughout pregnancy and postpartum