**About Us** XP Inc. is one of Brazil's largest independent financial institutions, owning the XP, Rico, Clear, XP Educação, InfoMoney, and other brands. With over 4.6 million active clients and more than R$ 1.1 trillion in assets under custody, XP Inc. has been transforming the financial market for 24 years to improve people's lives. Guided by four core values \- **Think Big, Entrepreneurial Spirit, Customer Focus, and Open Mind** \- XP Inc. continuously seeks top talent with the ambition to achieve the impossible. **About the Opportunity** ------------------------ We are seeking professionals to evaluate credit risk for real estate-related transactions, with direct reporting and exposure to the Executive Board/Executive Committee. **What We Are Looking For** -------------------- **Essential Requirements:** * Bachelor’s degree in Economics, Business Administration, Engineering, Accounting, Law, or related fields. * Strong analytical skills and proficiency in financial statement analysis. * Proficiency in Microsoft Office (Excel, PowerPoint). * Minimum of 2 years of prior experience analyzing real estate sector transactions. * Fluent English. **Preferred Qualifications:** * Programming and database knowledge (Python, VBA, SQL). * CFA certification (Levels I, II, or III). **Challenges and Impact** ---------------------- * Conduct fundamental credit risk analysis for real estate developers, property companies, and real estate investment funds, including residential and commercial projects (logistics warehouses, corporate office buildings, and hotels). * Prepare credit documentation, financial projections, and presentations for XP Bank’s Executive Committee. * Contribute to general departmental activities. * Support ongoing transaction monitoring and preparation of technical reports to inform decision-making. * Maintain constant interaction with various business areas (Investment Banking, Sales, Structuring, and Funds). * **Process Steps** * **Initial Screening**: Resume review to assess alignment with position qualifications and requirements. * **General Assessments**: Evaluation of cultural fit using the Mindsight assessment and logical reasoning test from Predictive Index. * **Video Interview**: An opportunity to get to know each other better and understand your motivations and experiences. * **Recruitment Team Interview**: Discussion of expectations regarding the role and professional goals. * **Leadership Interview**: A conversation to explore your perspective and how you can contribute to the team and company. * **Peer Interview**: Interaction with future colleagues to assess synergy and teamwork capabilities. * **Offer**: Presentation of the employment proposal, including details on compensation and benefits. **Benefits:** Health and Well-being: * Health insurance * Dental insurance * Wellhub (Gympass) * Zenklub * Life insurance * iFood Benefits (flexible VA and VR) * Transportation allowance * New Value (benefits club) * Parental leave: 6 months maternity leave and 20 days paternity leave * Childcare allowance Financial Life * Exclusive investment funds * Investment advisory services * XP Visa Infinite card with no annual fee * Credit solutions (payroll-deductible loans, home equity loans, real estate CCBs, etc.) **Flexible In-Person Work Model** Our work model varies by function — fully in-person for certain business areas and more flexible for others. We follow a model with higher in-person frequency, always guided by flexibility and autonomy, aligned with our entrepreneurial culture. At XP Inc., we value face-to-face interactions and believe the office serves as a tool to strengthen workplace relationships. * *By proceeding with your application, you declare that you have read, understood, and agree to the XP Inc. Group’s Privacy Policy and those of its vendors and partners supporting the selection process. The XP Inc. Group may use artificial intelligence solutions to support the recruitment team throughout the process, which may involve processing your personal data for this purpose, in accordance with the principles of Brazil’s General Data Protection Law (LGPD) and the XP Inc. Group’s Privacy Policy.*
João Silva
Indeed · HR
João Silva
Indeed · HR
