CREDIT ANALYST - FIDC

Description

Job Summary: We are seeking a talented professional for our Credit team, focused on strategic credit analysis and data-driven decision-making, with a consultative approach. Key Highlights: 1. PJ Credit Analysis (Small, Middle, and Corporate) 2. Preparation of technical opinions and presentations for the Credit Committee 3. Consultative support for internal and commercial departments **We are looking for a talent to join our Credit team!** On our team, you will be responsible for conducting strategic credit analyses, adopting a consultative approach and focusing on data-driven decision-making. **Main Responsibilities:** * Conduct PJ credit analyses (Small, Middle, and Corporate), covering prospecting, reactivations, and reviews; * Prepare technical opinions based on documentary information, credit bureaus, public research, financial statements (Balance Sheet, Income Statement, and Cash Flow Statement), among others; * Conduct drawee analysis; * Prepare presentations for the Credit Committee and actively participate in meetings; * Update manuals and work instructions, and contribute to team development; * Provide consultative support for internal and commercial departments. **We are looking for someone with:** * Strong analytical and synthesis skills; * Proactivity in identifying and solving problems; * Effective communication and cross-departmental coordination skills; * Organization and planning abilities; * A collaborative mindset with a focus on knowledge sharing. **Preferred Experience:** * Minimum of 1 year in credit analysis. * Experience in analyzing financial statements and general accounting.