Data Scientist III

Description

Job Summary: This Data Scientist III position in Financial Risk Management at Bradesco focuses on credit risk governance, monitoring, and reporting for Wholesale business units. Key Highlights: 1. Experience in Credit Risk Management 2. Pioneering and innovation within one of Brazil's largest financial groups 3. Open positions for all individuals, valuing diversity **About Bradesco** Bradesco is one of Brazil's largest financial groups, with a history marked by pioneering spirit and innovation. Through our broadly diversified portfolio of financial products, banking services, and insurance, we contribute to fulfilling people's aspirations and fostering the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to all individuals, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Financial Risk Management (GRF) team? We promote and enable risk control and capital allocation through robust practices and certification of the existence, execution, and effectiveness of controls ensuring acceptable risk levels across the Organization’s processes—done independently, consistently, transparently, and integrally. Work model: Hybrid \- 3x On-site Unit: Osasco \- SP **Your Day-to-Day** As a Data Scientist III, you will work within the Credit Risk Management area, with the following key responsibilities: * Propose governance frameworks and limits for managing credit risk across Wholesale business units; * Monitor and report credit risk appetite indicators (RAS) associated with Wholesale business units; * Monitor and report established limits for managing credit risk across Wholesale business units; * Support the proposal and review of credit risk appetite indicators and governance; * Produce managerial credit risk reports for Wholesale business units, covering aggregated exposure values to credit risk and exposures subject to concentration risk; * Support BCB-related requests concerning credit risk for Wholesale business units; * Develop dashboards to facilitate credit risk-related analyses; * Consolidate and extract data from Databricks using programming languages. **Requirements and Qualifications** What do you need to have or know? * Knowledge of banking products, fundamentals of risk and financial markets; * Python It would be a plus if you have: * Intermediate English proficiency; * Knowledge of BI tools. **What We Offer** At Bradesco, we value health and well-being, offering an extensive portfolio of benefits to all our employees: * PLR or Bonus: Based on position eligibility\* * Health Insurance * Dental Insurance * Life Insurance * Meal Allowance * Food Voucher * 13th Food Basket * Total Pass * Transportation Voucher (optional enrollment) * Discounts on products and services offered by partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Viva Bem Bradesco: health, well-being, and quality-of-life program * Unibrad: Bradesco Corporate University * Fee Waivers: special conditions across various products and services * Childcare or Babysitter Assistance * Extended Paternity Leave of 20 days * Maternity Leave of 180 days, including pregnancy support through postpartum