**A Brazilian fintech accelerating in Silicon Valley needs you!** Facio (https://facio.com.br/) — Help improve the lives of workers facing financial hardship. We are a profitable Series B fintech backed by Monashees, ONEVC, and Y Combinator, with significant annual revenue and an already-established user base. Our mission is to improve the financial well-being of Brazilian workers who lack access to fair credit — starting with salary advances and expanding to full financial empowerment. ***What you will do*** * Lead end-to-end development of credit models (score, behavior, eligibility, pricing, limits, collections) * Define the analytical credit risk strategy jointly with Risk and Product leadership * Design and conduct experiments (A/B tests, champion/challenger) to validate policies before rollout * Build robust data and feature pipelines, ensuring model governance and production monitoring * Mentor junior data scientists and elevate the team’s technical standards ***You’re the right person if*** * You have 5+ years of experience in data science applied to credit/risk (fintech, banking, or similar) * You possess deep expertise in statistical/ML modeling (logistic regression, gradient boosting, survival models) and credit metrics (KS, Gini, PSI) * You have validated and hardened models in production, monitoring drift and performance over time * You clearly communicate technical trade-offs to non-technical stakeholders * You aspire to have real ownership over high-impact credit policies ***Nice-to-haves*** * Experience with MLOps, feature stores, and model deployment in serverless environments (AWS Lambda, SageMaker) * You’re an AI enthusiast — actively using tools like Claude Code or Cursor, and interested in integrating AI into the team’s practices
João Silva
Indeed · HR
João Silva
Indeed · HR
