Job Summary: A Credit Analyst is responsible for analyzing, registering, and monitoring credit proposals, ensuring compliance and financial security—essential for installment sales and customer experience. Key Highlights: 1. Enables commercial operations and strengthens customer trust. 2. Strategic involvement in the company's financial health. 3. Balances sales growth and risk control. The Credit Analyst at Novalar is the professional responsible for analyzing, registering, and monitoring credit proposals, ensuring data compliance and financial disbursement security. This role directly enables installment sales and is essential for operational viability and customer experience. This position exists to ensure that credit granting processes are conducted responsibly, swiftly, and in accordance with company guidelines—contributing to a balance between sales growth and risk control. The Credit Analyst also supports customers and the sales team, serving as a key liaison between the commercial and finance departments. Their work is strategic in enabling business transactions, preserving the company’s financial health, and strengthening customer confidence in the payment terms offered by Novalar. * Register customers in the credit management system. * Analyze and approve credit proposals according to company policy. * Collect and validate documents required for credit approval. * Conduct credit bureau inquiries (SPC, Serasa). * Clarify customer questions regarding payment terms and installment plans. * Monitor delinquency and assist in collection activities. * Update registration data and maintain organized records. * Support debt renegotiation processes when necessary. * Collaborate with the commercial team to ensure sound credit-based sales practices.
João Silva
Indeed · HR
João Silva
Indeed · HR
