Junior Underwriting Analyst

Description

### **General Information** **Location** Sao Paulo, Sao Paulo Working Schedule Full\-Time Work Arrangement Hybrid Posted Date 12\-May\-2026 Job ID 17500 ### **Description and Requirements** **The Opportunity** The Junior Underwriting Analyst will be responsible for handling routine client dental plan contract renewals, with a focus on portfolio profitability and customer retention. The role also includes generating monthly databases, implementing renewal strategies, conducting technical studies, and manipulating and processing data to produce, update, and monitor business metrics, management reports, and portfolio performance. The position requires knowledge of health and/or dental plans, ANS regulations and guidelines, underwriting and contract renewals, and Microsoft Office—particularly Excel. The professional will monitor client and portfolio performance, with a process improvement and routine automation mindset, collaborating with Customer Relationship, Implementation, Commercial, Provider Network, and Operations teams. **Key Responsibilities** * Actively manage contract renewal processes, focusing on customer retention and portfolio profitability. * Develop management reports and KPIs to track client and portfolio performance, including presentations for internal committees. * Monitor the generation, manipulation, and processing of monthly databases used in underwriting and renewal analyses. * Manage on-demand technical studies and analyses to support renewal strategies and business needs. * Design and lead process automation initiatives—including studies and reports—to improve operational efficiency. * Coordinate activities with partner areas such as Customer Relationship, Implementation, Commercial, Provider Network, and Operations related to renewals. **Mandatory Qualifications** * Bachelor’s degree in Business Administration, Accounting, Finance, Actuarial Sciences, or related fields, applied to underwriting and contract renewal activities. * Proficiency in the Microsoft Office suite, with strong Excel skills for data analysis, reporting, and metrics. * Knowledge of dental and/or health plans, underwriting concepts, contract renewals, and ANS regulations. * Behavioral competencies including proactivity, sense of urgency and prioritization, adaptability, strong communication skills, and good interpersonal relationships. **Desirable Qualifications** * English proficiency * Familiarity with data and automation tools—such as Python, SQL, Power BI, and Power Automate—applied to data processing, visualization, and routine automation. **Benefits That Make a Difference:** Transportation Allowance; Meal Voucher (no payroll deduction); Food Allowance (no payroll deduction); Private Pension Plan; Profit Sharing Program (PLR); Childcare/Babysitter Assistance; Discounts at partner pharmacies; Group Life Insurance (MetLife); Health Insurance; Dental Insurance; MetLife Well\-Being Experience: Itaú Benefits Program; Wellhub; Flexible Working Hours; Own Your Friday; Access to the Conexa Saúde app; Extended Maternity and Paternity Leave (including same\-sex families); Birthday Day Off; Cultural Heritage Holiday; On\-site Lactation Room; On\-site Benefits at Headquarters: massage therapist, acupuncturist, physician, and nutritionist. **Exclusive Benefits for People with Disabilities (PCD):** Ergonomic Equipment Urban Mobility Assistance (Uber/Fuel Voucher or Transportation Allowance Exemption); Parking; Flexible Working Hours; Priority Enrollment in Language Courses; Legal Counseling for Statutory Benefits. **Our Benefits** Our benefits are designed to holistically support your well\-being—with programs covering physical and mental health, financial wellness, and family support. We offer health coverage for you and your family, dental care, life insurance, private pension, profit sharing, and extended parental leave. We also provide access to Gympass, transportation benefits, childcare assistance, office\-based employee care benefits, and much more! **About MetLife** Recognized on Fortune magazine’s 2025 list of the "World’s Most Admired Companies" and the 2023 Seramount Global Inclusion Index, MetLife—through its subsidiaries and affiliates—is one of the world’s leading financial services companies, offering insurance, employee benefits, and asset management solutions to individual and institutional clients. With operations across more than 40 markets, we hold leadership positions in the United States, Latin America, Asia, Europe, and the Middle East. Our purpose is simple: to help our colleagues, customers, communities, and the world at large build a more confident future. United by purpose and guided by empathy, we are inspired to transform the next century of financial services. At MetLife, \#AllTogetherPossible. Join us! MetLife is proud to be an equal opportunity employer committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce. MetLife's policy is to ensure equal employment opportunity without any discrimination or harassment based on race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, national or marital status, citizenship, or for any reason.