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Job Summary: Work across the card product's financial cycle, focusing on reconciliations, analyses, and process improvements, actively collaborating with partners and teams. Key Highlights: 1. Actively and proactively driving improvement proposals 2. Focusing on inspiring experiences for growth and innovation 3. Collaborating to continuously improve team performance All qualified candidates will be considered for this position without distinction based on ethnicity, religion, sexual orientation, gender identity, age, nationality, or disability. We consistently foster an inclusive culture that values diversity and encourages our employees to contribute their best. Our most valuable asset is our people; therefore, Unicred do Brasil promotes equality of opportunity! Our work model at Unicred follows a hybrid format, with two days per week of in-person work at the institution’s headquarters. Currently, our headquarters are located in Porto Alegre and São Paulo, featuring multifunctional environments that promote greater interaction, knowledge exchange, and collaboration. We also offer fully remote/home office positions for professionals residing in other regions of Brazil. We focus on inspiring experiences for a journey of growth and innovation. Do you identify with these values? Then join us in cooperation! **Responsibilities and Duties** * Work focused on the card product’s financial cycle, covering reconciliation tasks, analysis and evaluation of payment scheme processes involving participants (merchants, acquirers, and card networks), payment allocations, and budgetary analyses; * Address requests from cooperatives and internal stakeholders—whether ad hoc or routine—through our multichannel support system, including chat, internal tickets, or verbal communication; * Participate in meetings and alignment sessions with suppliers and partners to help structure future projects and/or monitor ongoing initiatives, while actively and proactively proposing improvements or identifying situations requiring correction; * Manage routine activities related to credit cards and associated services, including charge evaluations, payment allocations, reconciliations with suppliers, and all aspects of the card’s lifecycle within the payment schemes we participate in; * Act as a collaborative member in continuous efforts to improve team performance by evaluating opportunities for automation, adoption of new tools, or implementation of new processes aimed at increasing operational efficiency. **Requirements and Qualifications** * Bachelor’s degree in Administration, Economics, Accounting, or related fields; * Experience in financial processes, such as reconciliations, results analysis, accounting understanding, and budgetary analysis; * Experience in companies operating within payment schemes (issuers, acquirers, card networks, fintechs, or card-issuing institutions); * Intermediate Excel skills, including proficiency with formulas and creation of spreadsheets and reports; * Knowledge of legislation applicable to the financial sector or payment methods; * Data analysis capability and critical thinking to support decision-making; * Ability to manage multiple tasks with strict adherence to deadlines; * Strong communication and relationship-building skills with diverse audiences; * Proactivity in identifying improvements and resolving recurring issues. **Preferred Qualifications:** * Knowledge of VBA and Excel Macros; * Experience managing reward points generated from card purchases—including redemption for products or airline tickets, provisioning, invoice reconciliation, and supplier relationship management. **Additional Information** **Our Benefits** Caring for people lies at the heart of everything we do. Our benefits are designed to promote well-being, balance, and quality of life, supporting employees at various stages of their personal and professional journeys—both inside and outside of work. **Supporting Your Daily Life** * **Meal and Food Allowance:** assistance for purchasing meals and groceries * **Home Office and Hybrid Work Allowance:** monthly stipend for employees working remotely or under the hybrid model * **Daycare/Babysitter Reimbursement:** monthly reimbursement for daycare, preschool, or babysitter expenses * **Mobility Allowance:** cost-of-living allowance for transportation expenses **Securing Your Future** * **Profit-Sharing Program (PPR):** strategic compensation whereby employees share in Unicred’s results * **Corporate Life Insurance:** financial protection and assistance, offering greater security and peace of mind * **Private Pension Plan:** support for planning a more secure future, with employer co-contribution **Protecting Your Health** * **Medical Assistance:** access to medical and hospital care for you and your dependents * **Dental Assistance:** dental care for you and your dependents **Enhancing Your Well-being** * **English Pass:** digital English-learning platform for personal and professional development * **Wellhub (Gympass):** access to gyms and studios nationwide * **Zenklub:** platform offering psychologists and self-development resources for you and your dependents * **Christmas Bonus:** enables you to organize a special moment * **Birthday Day Off:** one day off during your birth month to celebrate * **Children’s Birthday Day Off:** one day off during your child’s birth month to celebrate as a family **Extended Parental Leave** * **Maternity Leave:** 180 days (six months) * **Paternity Leave:** 20 days **Exclusive Guidelines for Unicred Employees:** * Attention to minimum job requirements: please verify that you meet the necessary qualifications before applying; * Notify your manager: inform your leader of your intention to participate in the hiring process before formally submitting your application; * Gupy Application: remember to select the “internal employee” option when registering; * Respect the minimum tenure requirement at the cooperative, according to your Regional Nucleus: 1\. Unicred do Brasil: 6 months; 2\. Conexão Regional Nucleus: 6 months; 3\. Multirregional Regional Nucleus: 6 months for positions within the same cooperative (CNPJ) and 1 year for positions across different cooperatives (CNPJ); 4\. Geração Regional Nucleus: 6 months for positions within the same cooperative (CNPJ) and 1 year for positions across different cooperatives (CNPJ). We are one of Brazil’s leading cooperative financial institutions, operating for over 35 years with the purpose of bringing prosperity to all our members’ lives and transforming our reality into a more collaborative environment. We believe in each person’s potential, valuing their ideas and abilities. Here, you’ll have the opportunity to join a large team contributing to transformative stories through cooperation. Since November 1, 2024, the Unicred System has adopted a two-tier organizational structure. Currently, we have over 4,300 employees, 330,000 members, 25 cooperatives, approximately 380 business units, and a National Central with regional units in Florianópolis, Belo Horizonte, and Porto Alegre.
