Description
Job Summary:
We are hiring a Senior Financial Analyst with Credit Analysis experience to manage financial controls, ensuring reliability and risk prevention.
Key Highlights:
1. Credit Analysis experience (for legal entities and individuals) is MANDATORY
2. Strategic role with direct support to management
3. Responsible for ensuring financial health and risk control
**Senior Financial Analyst / Credit Analyst**
**Location:** Steel Shopp
**Department:** Finance / Administration
**Employment Type:** CLT (or as mutually agreed)
**About the Role**
We are seeking a **Senior Financial Analyst with Credit Analysis experience**, to directly handle financial controls, process execution, reconciliations, accounts payable, accounts receivable, and **rigorous credit analysis for customers**.
We seek an **organized, responsible, analytical, and disciplined** professional who appreciates routine, follows processes, and possesses maturity to handle sensitive financial information.
This position is strategic and provides direct support to management, responsible for **ensuring reliability, organization, and prevention of financial risks**.
**Key Responsibilities**
**Accounts Payable**
* Daily verification and clearing of invoices
* Strict monitoring of due dates (D\-1\)
* Verification of incoming invoices
* Digital organization and archiving of documents
* Submission of daily reports on paid accounts
**Accounts Receivable**
* Monitoring of overdue and upcoming receivables
* Verification of receipts (PIX, credit card, payment links, barter)
* Validation of bank and acquirer payment confirmations
* Accurate system entries
* Ensuring no sale is released without financial confirmation
**Bank Reconciliation**
* Daily reconciliation of bank statements vs. ledgers
* Immediate identification of discrepancies
* Organization of data for audit and accounting purposes
**Credit Analysis (MANDATORY)**
* Conduct credit analysis for customers (legal entities and individuals)
* Assess risks based on:
* Payment history
* Credit bureau inquiries
* Customer's financial capacity
* Issue technical opinions: **approved / approved with restrictions / rejected**
* Recommend credit limits, terms, and payment conditions
* Record and document all analyses performed
* Support commercial decisions without compromising the company's financial health
**Processes and Controls**
* Execute and ensure adherence to financial procedures
* Support continuous improvement of processes
* Flag risks, failures, or inconsistencies
* Act with full accountability and confidentiality
**Mandatory Requirements**
✔ Proven experience in operational finance
✔ Practical experience with:
* Accounts payable
* Accounts receivable
* Bank reconciliation
* ✔
* **Real-world credit analysis experience**
* ✔ Intermediate/advanced Excel✔ Organization, attention to detail, and discipline
* **Expected Behavioral Profile**
* Organized and responsible
* Analytical and meticulous
* Committed to processes
* Does not work ad hoc
* Does not require constant follow-up
* Capable of anticipating problems
**What We Do NOT Seek**
Professionals who:
* Dislike routine
* Work without verifying information
* Ignore procedures
* Pass problems to management
**Advantages**
Experience in mid-sized companies
Experience across multiple group companies
Experience with financial management systems
Job Type: Full-time, Permanent CLT
Compensation: R$3\.000,00 \- R$4\.000,00 per month
Benefits:
* Medical insurance
* Dental insurance
* Life insurance
* Meal allowance
* Food voucher
* Transportation allowance
Work Location: On-site