Job Summary: The Urban Microcredit Agent is responsible for customer acquisition and retention, business advisory services, and credit analysis and disbursement. Key Highlights: 1. Work in microfinance, creating opportunities and valuing people. 2. Acquire and retain customers while advising on business matters. 3. Deliver informative presentations on microfinance products. In our daily work, we strive to make a positive impact on the world, solve our customers' most pressing challenges, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong individuals.** **MISSION:** To operate Brazil's leading microcredit program with excellence—creating opportunities, developing, and valuing people. **VISION:** To be recognized for excellence in microfinance service operations and serve as a benchmark in human development. **VALUES:** Ethics and Transparency; Commitment and Excellence; Empathy and Care; Creativity and Innovation; Respect and Inclusion. The **Urban Microcredit Agent** works within the Microfinance team and is tasked with acquiring and retaining potential customers by advising them on their businesses in accordance with established policies, conducting credit analyses and disbursements, and performing other duties related to this area of operation. If this role aligns with your professional purpose, join **CAMED MICROCRÉDITO**! **Responsibilities and Duties** Collect overdue credit payments according to the established methodology; Advise clients in your portfolio and verify how disbursed credit funds are being utilized; Develop an action plan for operational routines related to your client portfolio, aligned with set targets; Engage with clients, following the methodological steps defined by the Microfinance Program; Gather economic and financial information about clients’ activities at their workplace to assess credit eligibility; Process credit applications by visiting potential clients and informing them about the submission process for credit proposals, in accordance with policy and procedure manuals; Conduct promotional events and informative presentations on microfinance products and other initiatives aimed at acquiring new customers and retaining existing ones; And other duties relevant to this area. **Requirements and Qualifications** **Mandatory Requirements:** Legal age (18 years or older); Education: Completed high school; Willingness to travel between municipalities; Computer literacy and proficiency in Microsoft Office (Word and Excel); Experience in sales, negotiation, collections, and customer service. **Additional Information** **Salary:** Base salary of R$ 1\.717,73; Variable compensation up to R$ 2\.318,24; Bonus (HR will inform during the selection process). **Benefits:** Training programs; Life insurance; Health insurance; Transportation allowance; Dental insurance; Private pension plan; Partnerships with educational institutions; Wellness program via Wellhub; Meal allowance and basic food basket allowance totaling R$ 1\.507,24; Childcare/babysitter reimbursement for children up to 5 years and 11 months old — R$ 320,38 (fixed amount per child); Quality of Life Program (includes subprograms supporting employee physical, emotional, and social health and well-being). **Working Hours:** 40 hours per week; **Work Schedule:** 8:00 AM to 5:00 PM (Monday to Friday). We are a new company, founded in 2022, and part of the **Camed Group**. We exclusively operate **Crediamigo**, Brazil’s LARGEST Productive and Oriented Microcredit Program and market leader in its segment. Currently, we have **over 5\.000 employees** operating across **more than 1\.900 municipalities** in Northeastern Brazil and the northern regions of Minas Gerais and Espírito Santo states—making us Brazil’s LARGEST microcredit operator. In our daily work, we strive to make a positive impact on the world, solve our customers' most pressing challenges, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong individuals.** **MISSION:** To operate Brazil's leading microcredit program with excellence—creating opportunities, developing, and valuing people. **VISION:** To be recognized for excellence in microfinance service operations and serve as a benchmark in human development. **VALUES:** Ethics and Transparency; Commitment and Excellence; Respect and Inclusion; Empathy and Care; Creativity and Innovation. **We are CAMED, we are CREDIAMIGO!**
João Silva
Indeed · HR
João Silva
Indeed · HR
