




Job Summary: We are seeking proactive and determined professionals for individual (PF) collections, negotiating payment agreements and exceeding targets in a meritocratic environment with growth opportunities. Key Highlights: 1. Opportunity for proactive and ambitious professionals 2. Meritocratic and results-oriented work environment 3. Real opportunities for career growth within the company #### **About the role:** We are looking for proactive, ambitious, and determined professionals with experience in individual (PF) collections—particularly for credit products such as credit cards, personal loans, and payroll-deductible loans. This is an excellent opportunity for those who wish to exceed targets and advance their careers in a meritocratic environment. #### **Main responsibilities:** * Conduct active collections via phone, WhatsApp, and email; * Negotiate payment agreements, including installment plans, discounts, and customized proposals; * Record up-to-date information in collections systems and tools; * Meet and exceed daily and monthly productivity and credit recovery targets. #### **Mandatory requirements:** * Prior experience in individual (PF) collections, with focus on financial products; * Proactive, communicative, and persuasive profile; * Resilience and determination to achieve results; * Basic computer skills and familiarity with collections systems. #### **Desirable qualifications (advantage):** * Experience in banking or financial portfolio collections; * Track record of exceeding targets in previous roles; * Knowledge of financial mathematics applied to negotiation; * Experience with CRM systems and Excel spreadsheets. #### **Benefits:** * Market-competitive base salary plus performance-based variable compensation; * Comprehensive training and continuous mentoring for professional development; * Meritocratic and results-oriented work environment; * Real opportunities for career growth within the company. #### **Work schedule and hours:** * Monday to Friday, from 9:00 AM to 6:00 PM.


