Credit Analyst

Description

**Job Description and Responsibilities:** **Working Hours:** Monday to Friday: 08:30 AM to 12:00 PM \| 01:00 PM to 05:30 PM **Level:** Professional **Employment Type:** Permanent – CLT **VAMOS \- Career and Management**, a consulting firm specializing in Recruitment \& Selection, Career Development, and Strategic People Management, is supporting a rapidly expanding **Digital Bank \- Fintech** in searching for a **Credit Analyst** to work in **Santa Maria – RS**. **Register at:** https://vamoscomvoce.empregare.com/pt\-br/vagas **Key Responsibilities:** * Conduct credit analysis of customers, evaluating financial capacity, risk profile, and operational feasibility * Analyze financial, registration, and economic indicator documents to support credit decisions * Consult and interpret credit information using financial analysis tools * Prepare credit analysis opinions and reports, considering financial history, credit score, and operational risk level * Perform customer data entry and validation, ensuring compliance with internal policies and regulations * Support the definition of credit limits and terms in accordance with company policies * Collaborate with internal departments and sales teams to align operations and support analyses conducted **Requirements:** **Job Requirements:** * Bachelor’s degree in Administration, Accounting, Economics, or related fields * Prior experience in credit analysis, financial analysis, or the banking sector is desirable * Knowledge of financial document interpretation and risk analysis **Working Hours:** * Monday to Friday: 08:30 AM to 12:00 PM \| 01:00 PM to 05:30 PM **Compensation and Benefits:** * Base Salary * Meal Allowance * Profit Sharing * Transportation Allowance **Location:** * Santa Maria/RS **Industry:** * Digital Banking – Financial Services **Benefits:** Profit sharing, Meal allowance, Transportation allowance