We are seeking professionals from the statistics/mathematics field to work as Senior Risk Analysts, who are passionate about technology, have a product mindset, and focus on delivering high-impact solutions. We seek autonomous individuals with critical thinking skills who are always on the move — tracking trends, proposing improvements, and contributing to the continuous evolution of our projects. If you enjoy challenges, like working with diverse teams, and want to build solutions that truly make a difference, this role may be perfect for you! **Responsibilities and duties** * Calculate and monitor **Expected Credit Loss (ECL) provisions**, in compliance with **IFRS\-9** and **CMN Resolution 4\.966**; * Develop, validate, and maintain credit risk models (PD, LGD, and EAD), ensuring accurate measurement of losses; * Incorporate forward-looking macroeconomic scenarios into provisioning models, assessing impacts across different portfolio segments; * Support the preparation of accounting and regulatory reports related to provisions, ensuring adherence to requirements set by the **Central Bank of Brazil (Bacen)** and external auditors; * Monitor regulatory and normative changes (IFRS, CMN, Bacen) and propose adjustments to credit models and policies; * Prepare detailed analyses and reports for senior management, focusing on financial, regulatory, and strategic impacts of credit provisions; * Collaborate with Accounting, Controller, Modeling, and Risk departments to ensure methodological consistency and quality of reported information. **Requirements and qualifications** * Understanding of **IFRS\-9** (classification of financial instruments, stages 1, 2, and 3, impairment, and expected loss provisioning); * Knowledge of **CMN Resolution 4\.966** and its application in measuring credit risk at financial institutions; * Statistical and quantitative modeling techniques (PD, LGD, EAD); * Experience with analytical tools (**R** \[mandatory], SQL, SAS, Python); * Familiarity with accounting/regulatory reporting and model governance; * Intermediate English proficiency. **Desirable:** * Basic understanding of Basel III and the impact of provisions on regulatory capital. **Additional information** * Meal allowance and/or food voucher; * Partnerships with educational institutions, offering exclusive discounts on courses and academic programs; * Opportunities for career growth within the company and participation in strategic projects; * Opportunity to work for a rapidly expanding market company. Extractta was founded with the purpose of transforming technology into tangible results for companies across diverse sectors. Throughout our journey, we have established ourselves as an innovation and technology consulting firm that combines strategy, people, and digital solutions to support organizations in their growth and transformation challenges. We operate across multiple fronts — from digital innovation and transformation to project and operations management — helping companies achieve exceptional results through efficiency, process intelligence, and continuous adaptation. We also stand out for our specialized consulting services, which help our partners evolve in digital culture, communication, data, and emerging technologies, while global partnerships enable us to deliver top-tier solutions to our customers’ ecosystems — all backed by a highly specialized team! At Extractta, we believe people are our key differentiator. That’s why we invest in a collaborative, innovative, and open environment where every talent has space to learn, grow, and contribute to challenging projects that truly transform businesses. If you’re looking for a company in constant evolution, passionate about technology and committed to its employees’ development, your place may be here. Join Extractta and help build the future with us.
João Silva
Indeed · HR
João Silva
Indeed · HR
