**We are human** We understand diversity and inclusion as fundamental to societal development. Therefore, we strive to become increasingly diverse, so that more people can take pride in what **we accomplish together!** The PJ Business Manager is responsible for managing and developing the portfolio of corporate (PJ) associates, acting in a consultative capacity based on portfolio data analysis to offer financial solutions aligned with the life stage and business needs of associates, fulfilling the commercial agenda and established targets. This role involves prospecting new associates and opportunities, understanding the associate’s industry segment and debt level, conducting visits, and strengthening relationships. It also facilitates the use of digital and self-service channels, provides guidance on products and technologies, monitors delinquency levels, executes preventive and corrective actions, performs registrations and updates, integrates new associates into the Sicredi cooperative system, and—when required—carries out financial transactions, contributing to sustainable results and positive impact in the communities where the cooperative operates. **Responsibilities and duties** **Financial consultant \-** Based on portfolio data, proactively engage associates regarding suitable financial solutions, verifying their relevance to the associate’s current life stage. Support associates in making decisions about financial products and services, develop strategies for sound financial management, and generate positive impact in the communities where the cooperative operates. **Portfolio manager \-** Responsible for administration and development of an associate portfolio predominantly composed of legal entities (PJ), fulfilling the established commercial agenda, presenting appropriate financial solutions tailored to associate needs, marketing products and services aligned with established targets, and supporting strategic planning execution. **Prospecting \-** Identify new associates and business opportunities by understanding the associate’s industry segment and debt level. Conduct visits aimed at generating new business and strengthening associate relationships. **Digital specialist \-** Facilitate associate interaction with self-service and digital channels to enhance agility and guide associates toward digital solutions. Provide guidance enabling associates to better utilize available products and technologies. **Transactional activities \-** Monitor portfolio debt levels and formulate measures to resolve delinquency, avoiding costs and judicial involvement. Perform associate registration and data updates. **New associate integrator \-** Onboard new associates by explaining Sicredi, answering questions, and fostering engagement with cooperative values. **Portfolio size recommendation \-** Manage portfolios of micro and small enterprises and mixed portfolios in smaller branches, delivering differentiated and targeted service to the intended audience. **Financial transactions \-** Carry out (occasionally and as needed) financial transactions including payments, receipts, and transfers. **Requirements and qualifications** * Bachelor’s degree (completed): Administration, Accounting, Economics, or related fields; * CPRO\-R; * 2 years’ experience managing client/associate portfolios in financial institutions; * Familiarity with financial products and services; * Strong communication skills; * Associate focus; * Proficiency with technology; * Service orientation; * Cooperative principles. **Additional information** **Benefits designed to enhance your quality of life and happiness—and that of your family:** * **Transportation allowance** \- Ensures commuting between home and work via public transportation systems; * **Meal and/or food allowance** – Enables high-quality daily meals with freedom of choice and respect for personal habits; * **Life insurance** \- An extra layer of care and support when it matters most; * **Health plan** \- The monthly premium is fully covered by the Cooperative for employees and dependents—we’re always together; * **Dental plan** \- Provided through an extensive network of accredited providers. These benefits extend to dependents (spouses/partners and children); * **Employee Assistance Program** \- A 24/7 health team offering immediate digital assistance and teleconsultations with physicians from the Vitta APP network; * **Education assistance** \- The Cooperative invests in employee professional and personal development; * **Private pension plan** \- You contribute up to 10% of your salary monthly, matched equally by Sicredi; * **Profit-sharing program (PPR)** – We achieve success together and celebrate together; * **Christmas card** – Issued annually near Christmas, allowing you to enjoy the holiday your way; * **Seniority bonus** \- Because we aim for you to build your career as a protagonist with us; * **Childcare allowance** – Covers daycare centers, preschools, or nanny services; * **Learning ecosystem** – We foster interactive knowledge-sharing experiences and flexible, adaptable relationship networks, aiming to cultivate increasingly innovative and transformative employees; * **Recognition award** \- Recognizes professionals working at the cooperative who reach milestone anniversaries; awards are granted upon completion of 3, 5, 10, 15, 20, 25, and 30 years with Sicredi Sudoeste MT/PA; * **Birthday day off** \- A dedicated day off on your birthday, enjoyed your way; * **Gympass/Wellhub** \- Access to physical gyms and live yoga, meditation, and functional training classes—a comprehensive benefit for your well-being; * **Baby kit** \- Upon the birth of an employee’s child—whether father or mother—the Cooperative presents a gift to celebrate this special moment; * **Uniform** \- Designed for comfort and brand reinforcement, Sicredi provides uniforms to all cooperative employees; * **Workplace gymnastics** – Stretching sessions during work hours improve employee health and prevent injuries caused by daily effort, encouraging employees to adopt and maintain this daily habit; * **Always Well** \- Legal and mental health support, financial counseling, social services, diversity-related assistance, emotional support for expectant mothers, or brief therapy sessions. *Please monitor messages received here on GUPY. This will be our primary communication channel, and only through it will you be able to participate in upcoming stages—if selected!* **Nice to meet you—we are Sicredi.** Our journey began over 120 years ago as Brazil’s first cooperative financial institution. Today, we continue growing and transforming every day alongside **more than 50,000 employees**. They make us the **Best Place to Work**, once again ranked #1 by Great Place To Work Brasil (GPTW). Together with **more than 10 million associates** across all Brazilian states, we believe in the power of cooperation to **build a more prosperous society and generate positive impact in people’s lives**—a purpose that unites and inspires us, promoting local and sustainable development, education, and financial inclusion. We continue seeking talents eager to help build a better world—and we want you on board. **\#JoinSicredi!**
João Silva
Indeed · HR
João Silva
Indeed · HR
