Credit Coordinator

Description

The Credit Coordinator is responsible for leading the credit analysis team, ensuring process efficiency and quality. They are involved in developing credit policies, assessing risks, and making strategic decisions regarding credit granting. In addition, they are responsible for monitoring credit portfolio performance and proposing continuous improvements. This professional must possess solid expertise in credit analysis, financial legislation, and team management. * Lead the credit analysis team, assigning tasks and ensuring achievement of established goals and deadlines. * Develop and implement credit policies, aligning with company objectives and industry best practices. * Conduct credit risk analysis, evaluating customers' repayment capacity and probability of default. * Make strategic decisions on credit granting, considering analytical results and the company's interests. * Monitor credit portfolio performance, identifying improvement opportunities and mitigating potential risks. * Prepare management reports on the credit portfolio, presenting performance indicators and proposing corrective actions. * Stay updated on financial legislation and regulatory standards related to credit granting. * Participate in strategic meetings with senior management to present results, propose initiatives, and align actions with company objectives. * Promote team development by providing training and mentoring to support employees' professional growth. * Foster a risk management culture within the company, raising employee awareness of the importance of rigorous credit analysis.