Product Manager

Description

O **Casas Bahia Pay** is the digital account of Brazilians, free and for everyone! We believe that money is independence, freedom, and peace of mind to chase dreams. We know that the country is a champion of inequality and, when we think about the financial system, it is no different; there are almost 50 million excluded people who do not have traditional banks to run their lives and realize their dreams. We are going to change that! Here, you will help accelerate this inclusion and support us to make **Casas Bahia Pay** the best and largest free digital account in the country! **Responsibilities and attributes** * Be the owner of the strategy, development, and evolution of the product, ensuring that it is relevant, competitive, and sustainable. * Lead the complete product cycle: discovery, definition, development, launch, and evolution. * Analyze market trends, consumer behavior, benchmarks, and internal data to generate insights and opportunities. * Define vision, objectives, roadmap, and prioritization, connecting customer needs with company strategies. * Have clarity about who the ideal and non-ideal customer is, as well as competitive differentials, building a scalable growth and profitability strategy. * Validate hypotheses based on data, research, tests, and continuous experimentation. * Map risks, requirements, and necessary alignments with areas such as Regulatory, Legal, Compliance, Risk, Credit, Collections, Marketing, Data, and Technology. * Monitor product performance with a focus on financial indicators, satisfaction, conversion, engagement, default, and journey success. * Optimize the end-to-end journey, reducing frictions and drop-offs, and maximizing conversion and experience. * Be a protagonist in communication, defending the product vision, negotiating priorities, and influencing internal stakeholders. **Requirements and qualifications** * Solid experience in digital product management in the financial market/fintechs. * In-depth knowledge of credit products, with **Personal Loan** being the ideal differentiator. * *Essential* to present **strong analytical capability** and data orientation, with mastery of **SQL and Excel** for decision-making based on financial and risk indicators (LTV, default, conversion). * Strategic business vision and ability to translate company guidelines into practical, profitable, and scalable solutions. * Experience or background in leadership and people development (direct management of APMs and coordination of multidisciplinary teams). Clear, executive, objective, and persuasive communication. * **Additional information** **Some benefits you will have with us:** * A dynamic and rapidly growing environment that allows a lot of autonomy; * PLR or Bonus; * Medical and Dental Assistance; * Meal Voucher; * Extended maternity and paternity leave; * Incentive for physical activity practice: Wellhub and Total Pass; * Discounts on Group and partner products; * Private Pension; * Life Insurance; * Funeral Assistance; * Acolher Program (Free psychological care, Pension, Financial, and Legal Consulting); * Viver Bem Program: Free Telemedicine and Telepsychology **\#VEMPROGRUPOCASASBAHIA** All our positions are eligible for internal and external applications. Employees, access the internal recruitment policy available on ServiceNow to learn about the program's requirements and premises. *Grupo Casas Bahia is one of the most emblematic companies in Brazil, with a rich history that spans decades. Your journey is marked by overcoming challenges, innovation, and total dedication to you! Our dedication is tireless, our willingness to bring solutions, and to talk eye to eye makes us human.* *We are more than 30,000 employees, with the largest and most digital logistics network in Brazil connected to more than a thousand physical stores, 29 distribution centers, delivery hubs, all of this thinking about more than 200 million customers.* *If you are driven by passion, by a simple way of being, by transformation, and by the dedication we have for you and all Brazilians, we welcome you, feel at home, and discover our career opportunities at Grupo Casas Bahia.*