Risk Analyst

Description

Job Summary: The Risk Analyst will conduct detailed dossier analyses, ensure clarity in approval/rejection decisions, and proactively reduce risks in lease operations. Key Highlights: 1. Detailed dossier analysis and data-driven decision-making 2. Proactive risk mitigation and fraud prevention 3. Collaboration in improving risk processes and indicators **Occupation:** Risk Analyst R$ **Salary Expectation** R$ 1\.900,00 **Number of Positions** 1 **Working Hours** From 08:00 to 18:00 **Education Level** Bachelor's degree (in progress) **City** Juiz de Fora \- MG * R$ **Salary Range** R$ 1\.900,00 * **Number of Positions** 1 * **Working Hours** From 08:00 to 18:00 * **Education Level** Bachelor's degree (in progress) * **City** Juiz de Fora \- MG Applications for this opportunity close on **12/11/2025** ### **Job Description** \- Conduct detailed analysis of dossiers submitted for evaluation, considering financial indicators, behavioral patterns, documentation, and internal risk criteria. \- Ensure technical clarity and sound justification in approval or rejection decisions. \- Identify patterns, inconsistencies, and potential frauds, acting proactively to mitigate risks associated with guarantor-free lease operations. \- Provide feedback to internal teams with insights and improvement opportunities for the process. \- Support leadership in developing and monitoring key performance indicators (KPIs) for the department. \- Participate in continuous review of policies, criteria, and analytical workflows to enhance the efficiency and accuracy of the risk model. \- Collaborate on initiatives that improve the experience of real estate agencies, clients, and partners. ### **Prerequisites** Hard Skills \- Completed or ongoing bachelor's degree (Business Administration, Economics, Risk Management, Law, or related fields). \- Ability to interpret documents, financial data, and credit behavior. \- Preferred: Prior experience in risk analysis, credit assessment, fraud prevention, or related areas (real estate or financial markets). Soft Skills \- Attention to detail. \- Critical thinking. \- Decision-making ability. \- Strong written and verbal communication skills. \- Data-oriented analysis. \- Effective communication for interaction with internal departments and partners. ### **Benefits** \- Performance bonus; \- Comprehensive health insurance plan, because your health is a priority; \- Dental insurance plan, so you can smile beautifully; \- Life insurance, because safety matters; \- Meal/food allowance [Caju Card], giving you freedom to choose where and how to eat; \- Snacks at the office, to recharge your energy throughout the day; \- An innovative culture that inspires you to put your ideas into practice. Applications for this opportunity close on **12/11/2025** #### **About the Company** We are an innovative platform simplifying the real estate leasing process. Our mission is to create a simpler, faster, and more secure experience for real estate agencies, property owners, and tenants. By combining technology, credit intelligence, and deep expertise in the real estate market, we offer a new way to rent: without guarantors, deposits, or bureaucracy. If you believe technology can transform the real estate industry, this is where you belong! At Ucred, you walk with confidence, grow together, and celebrate every achievement! #### **Location** *Rua Espírito Santo, 1282 • Centro • 36\.016\-200 • Juiz de Fora \- MG*