JUNIOR PORTFOLIO ANALYST

Description

Being part of Afinz means joining a company that is 100% focused on people, after all, growing together, side by side, is what interests us. For this reason, we invest in the growth of everyone, as we believe this is fundamental for the continuation of our development as a Company, while, in parallel, you become increasingly the protagonist of your own story. We see our professionals beyond collaborators or resources, but as People, who are fundamental parts in our ecosystem, which is alive and governed by our Culture. Belonging to Afinz is having space to experience ways that unite ideas, people, and dreams. **ComeToAfinz here our affinity goes from A to Z.** **Responsibilities and attributes** * **Credit Policies:** Support in the implementation, review, and verification of compliance with credit policies, applying guidelines and restrictions to mitigate risks of default and losses; * **Portfolio Monitoring:** Continuous monitoring of indicators such as default, delays, and portfolio quality; * **Limit Control:** Verification that exposure to certain sectors or customer profiles is within the risk limits defined by the company; * **Reports and Dashboards:** Production of periodic reports and dashboards for leadership with the panorama of portfolio risk; * **Support for Models and Provisions:** Assistance in monitoring calculations for loss and revenue provisions and in checking the performance of credit models. **Requirements and qualifications** * Completed Higher Education in Administration or related fields. * Intermediate Office Package; * Knowledge in SAS, SQL, Python or R; * Strategic vision; * Analytical capacity; * Efficient communication; * Conflict management; * Empathy; * Critical Thinking; * Creativity; * Agility; * Collaboration. **Additional information** **Benefits** **Offering the best work experience is one of our main objectives, check the benefits you will have here at Afinz:** . Meal and/or Food Voucher . Transportation Voucher . Medical Assistance . Dental Assistance . Life Insurance **Also get to know:** * **Wellhub:** Benefit focused on health and well\-being, which enables access to gyms, studios, apps, in addition to personal trainer services. * **Box Afinz:** To already arrive with our look, we assembled, especially for the professional, the Box Afinz. In it, you will find everything you need for your activities and some treats to start on the right foot! * **Marriage:** Going to get married? You have a few extra days to enjoy your honeymoon and also a gift voucher from Afinz! * **Birthday:** Reduction of the working day on your birthday, so that you can enjoy it with the people you love most! * **Sesc:** We have a partnership with Sesc, which has a diverse programming throughout the country. There are courses, cultural presentations, vacation colonies, sports activities, health services, excursions, among other activities extended to your family. **Professional Development:** * **Corporate Education:** We make education a strategic pillar. Through internal learning programs and formative actions that develop essential competencies for the business and drive the professional growth of each person. * **Educational incentives:** We maintain partnerships with educational institutions, guaranteeing discounts on undergraduate, post\-graduate and free training courses, so that our professionals continue learning inside and outside of Afinz. **In our office you enjoy:** * **Nursing room:** Reserved space for breastfeeding. * **Decompression area:** Exclusive space for socializing. * **Partnership with parking lots:** Discount on monthly or daily fees in private parking lots near the building. Every success story begins with a **good partnership**. That is why Afinz exists. To inspire the search for creative, efficient, and innovative answers every day. This means that when **your objectives** meet Afinz solutions, the result is constant evolution. Because it is with this **affinity** that new ways of **doing the best together** emerge. Afinz is more than a bank because it is not content to be just one thing. We always seek a new solution, whether financial, technological, or even of care so that, together, we can focus on what really matters: making your success a reality. Because those who only invest in the obvious reach the same results. Those who have the courage to do differently always go further. **Our partnership starts here.** And it goes as far as your dreams want. **Afinz, together we do more.**