BanQi Job Posting

Description

**About Us** Casas Bahia Pay is the digital account for Brazilians — free and available to everyone! We believe money means independence, freedom, and peace of mind to pursue your dreams. We know Brazil ranks among the world’s highest in inequality, and the financial system is no exception: nearly 50 million people are excluded and cannot rely on traditional banks to manage their lives or achieve their dreams. We’re going to change that! Here, you’ll help accelerate this inclusion and support us in making banQi the best and largest free digital account in the country! **Responsibilities and Duties** Compliance & Regulatory * Lead regulatory compliance: mapping obligations, timelines, evidence, reporting, policies, and procedures. * Monitor, interpret, and translate applicable regulatory rules and requirements for the business model (Central Bank of Brazil / National Monetary Council, COAF where applicable, payment schemes, LGPD, conduct rules, etc.). * Serve as the focal point for interactions with regulators, audits, consultants, and group governance areas. * Support product launches/changes and customer journeys through compliance risk assessments. AML/CFT (Anti-Money Laundering / Countering the Financing of Terrorism) * Design and maintain the AML/CFT program: policies, procedures, internal risk assessment, governance, training, and control effectiveness. * Lead due diligence processes, PEP screening, sanctions checks, investigations, and alert handling. * Ensure quality of communication/reporting routines and evidence maintenance, aligning operations, legal, and technology teams. * Enhance monitoring metrics and models (rules, scenarios, thresholds, typologies), balancing effectiveness against friction. Risk Management * Lead the risk management framework (framework, taxonomy, appetite, indicators, committees), aligned with the fintech’s strategy. * Facilitate RCSA (risk and control self-assessment), root cause analysis, and action plans with process owners. * Develop, maintain, and publish Business Continuity Plans, conducting governance, BIA, and testing with relevant areas. * Monitor key risks: operational, conduct, third-party, technology, continuity, models (where applicable), and regulatory risk. * Assess risks related to critical vendors (processors, bureaus, acquirers, partner banks, anti-fraud/AML platforms). * Define and track KRIs and executive dashboards. Internal Controls & Governance * Design and maintain the internal control environment, including process mapping, key controls, testing, and evidence. * Coordinate control testing cycles (design & effectiveness), recommendations, remediation follow-up, and reporting. * Support audits (internal/external) and ensure proper management of findings, deadlines, and response quality. * Lead and maintain corporate policies. **Requirements and Qualifications** * Solid experience in Compliance, AML/CFT, Risk Management, and/or Internal Controls within financial services, fintechs, or banks. * Experience building policies, processes, governance structures, and controls—including testing and evidence management. * Practical knowledge of AML/CFT (KYC, transactional monitoring, investigations, sanctions/PEP screening) and collaboration with fraud teams. * Experience managing stakeholders across product, operations, technology, legal, and audit functions. * Ability to work with data and metrics (e.g., KRIs, dashboards, executive reporting). * Hands-on profile with strategic vision, strong communication skills, and autonomy. * Critical thinking and pragmatism. * Assertive communication with diverse audiences (operational to executive). * Organizational discipline in execution (action plans, deadlines, evidence). **Additional Information** **Work Location:** Berrini **Check out some amazing benefits we’ve prepared to ensure your well-being and quality of life:** * **PLR/Bonus**: Extra recognition to value your effort and dedication! * **Medical and Dental Insurance**: So you and your family have full security and care for your health. * **Meal Voucher**: Because we know quality nutrition is essential for your daily routine! * **Life Insurance**: Peace of mind and protection for you and your loved ones. * **Extended Maternity Leave**: 180 days for our mothers to enjoy the best moments with their babies! * **Extended Paternity Leave**: 20 days so fathers can also be present during their baby’s first days of life. * **Fitness Incentive**: Access Wellhub (Gympass) and Total Pass to take care of your health and keep your body moving. * **Transportation Allowance**: To ensure your commute to work is stress-free and worry-free. * **SESC Partnership**: Enjoy incredible benefits in culture, leisure, health, and more! * **Discount Club**: Enjoy discounts of up to 70% on products and services with over 2,000 partners across Brazil and Latin America! * **Birthday Day-Off**: Celebrate your special day with peace and fun — you’re entitled to a day off on your birthday! **Our commitment is to provide not just a workplace, but an experience that values and cares for you as a person! We’re here to support your personal and professional growth.** **\#JOINCASASBAHIAGROUP** **All our job openings are open to both internal and external candidates.** * **Employees: Access the internal recruitment policy available on ServiceNow to learn about program requirements and principles.** *Grupo Casas Bahia is one of Brazil’s most iconic companies, with a rich history spanning decades. Its journey is marked by resilience, innovation, and unwavering dedication to you! Our commitment is relentless; our drive to deliver solutions and speak eye-to-eye makes us human.* *We are over 30,000 employees, operating Brazil’s largest and most digital logistics network — connected to over 1,000 physical stores and 29 distribution centers and delivery hubs — all designed for our 200+ million customers.* *If you’re driven by passion, simplicity, transformation, and dedication to you and all Brazilians, welcome aboard — feel at home and explore career opportunities with Grupo Casas Bahia.*