**We are human** We understand diversity and inclusion as fundamental to societal development. Therefore, we strive to become increasingly diverse, so that more people can take pride in what **we accomplish together!** The PJ Business Manager is responsible for managing and developing the portfolio of corporate (PJ) associates, acting in a consultative capacity by analyzing portfolio data to offer financial solutions aligned with the life stage and business needs of associates, fulfilling the commercial agenda and established targets. The role involves prospecting new associates and opportunities, understanding the associate’s industry and debt level, conducting visits, and strengthening relationships. It also facilitates the use of digital and self-service channels, provides guidance on products and technologies, monitors delinquency levels, executes preventive and corrective actions, performs registrations and updates, integrates new associates into the Sicredi cooperative system, and—when necessary—carries out financial transactions, contributing to sustainable results and positive impact in the communities where the cooperative operates. **Responsibilities and duties** **Financial consultant \-** Based on portfolio data, stimulate associates regarding financial solutions, verifying their relevance to the associate’s life stage. Support associates in their decisions about financial products and services, creating strategies for financial well-being and generating positive impact in the communities where the cooperative operates. **Portfolio manager \-** Responsible for administering and developing a portfolio predominantly composed of corporate (PJ) associates, fulfilling the established commercial agenda, presenting financial solutions appropriate to their needs, marketing products and services aligned with established targets, and supporting strategic planning execution. **Prospecting \-** Identify new associates and business opportunities by understanding the associate’s industry and debt level. Conduct visits to pursue new business and strengthen relationships with existing associates. **Digital specialist \-** Facilitate associate interaction with self-service and digital channels, aiming for agility and guiding associates toward digital solutions. Provide guidance enabling associates to better utilize available products and technologies. **Transactional activities \-** Monitor portfolio debt levels and develop measures to resolve delinquency, avoiding costs and judicial involvement. Perform associate data registration and updates. **New associate integration \-** Integrate new associates by explaining Sicredi, answering questions, and fostering engagement with cooperative values. **Portfolio size recommendation \-** Manage portfolios of micro and small enterprises and mixed portfolios in smaller branches, delivering differentiated and targeted service to the intended audience. **Financial transactions \-** Carry out (occasionally and as needed) financial transactions including payments, receipts, and transfers. **Requirements and qualifications** * Completed undergraduate degree in Administration, Accounting, Economics, or related fields; * CPRO\-R; * Two years of experience managing client/associate portfolios at financial institutions; * Familiarity with financial products and services; * Strong communication skills; * Associate focus; * Proficiency with technology; * Service orientation; * Cooperative principles. **Additional information** **Benefits designed to enhance your quality of life and happiness—and that of your family:** * **Transportation Allowance** \- Ensures your commute between home and work via public transportation; * **Meal and/or Food Allowance** – Enables high-quality daily meals with freedom of choice and respect for your habits; * **Life Insurance** \- An extra layer of care, offering support when it matters most; * **Health Plan** \- Monthly premium fully covered by the Cooperative for you and dependents—we’re always by your side; * **Dental Plan** \- Through an extensive network of accredited providers. These benefits extend to dependents (spouse/partner and children); * **Employee Assistance Program** \- A 24/7 health team offering immediate digital assistance and teleconsultations with Vitta APP network physicians; * **Education Assistance** \- The Cooperative invests in your professional and personal development; * **Private Pension Plan** \- You contribute up to 10% of your salary monthly, matched equally by Sicredi; * **Profit-Sharing Program (PPR)** – We achieve success together and celebrate together; * **Christmas Card** – Issued annually before Christmas, allowing you to enjoy the holiday your way; * **Length-of-Service Bonus** \- Because we want you to build your career here as a protagonist; * **Childcare Assistance** – Covers daycare centers, preschools, or nanny services; * **Learning Ecosystem** – We foster interactive knowledge-sharing experiences and flexible, adaptable relationship networks, cultivating increasingly innovative and transformative employees; * **Recognition Award** \- Recognizes professionals who complete milestones of 3, 5, 10, 15, 20, 25, and 30 years with Sicredi Sudoeste MT/PA; * **Birthday Day Off** \- A paid day off on your birthday, to enjoy however you wish; * **Gympass/Wellhub** \- Access to physical gyms and live Yoga, Meditation, and Functional training classes—a comprehensive benefit for your well-being; * **Baby Kit** \- Upon the birth of a child (to either parent), the Cooperative presents a gift to celebrate this special moment; * **Uniform** \- Designed for comfort and brand reinforcement, uniforms are provided to all cooperative employees; * **Workplace Gymnastics** – Stretching sessions during working hours improve employee health and prevent injuries from daily effort, encouraging employees to adopt and maintain this daily habit; * **Always Well** \- Offers legal support, mental health assistance, financial counseling, social services, diversity-related support, emotional support for pregnant employees, and brief therapy sessions. *Please monitor messages received here on GUPY. This will be our primary communication channel and the means through which you’ll participate in upcoming stages—if selected!* **Nice to meet you—we are Sicredi.** Our journey began over 120 years ago as Brazil’s first cooperative financial institution. Today, we continue growing and transforming every day alongside **more than 50,000 employees**. They make us the **Best Place to Work**, once again ranked #1 by Great Place To Work Brasil (GPTW). Together with **more than 10 million associates** across all Brazilian states, we believe in the power of cooperation to **build a more prosperous society and generate positive impact in people’s lives.** A shared purpose that unites and inspires us—promoting local and sustainable development, education, and financial inclusion. We continue seeking talents who want to help build a better world—and we want you on board. **\#JoinSicredi!**
João Silva
Indeed · HR
João Silva
Indeed · HR
