CREDIT ANALYST (PLENO)

Description

Job Summary: Credit Analyst responsible for evaluating creditworthiness, reviewing financial transactions, conducting analyses and projections, assessing risks, and interacting with customers. Key Highlights: 1. In-depth credit analysis and risk management 2. Development of clear and objective reports 3. Customer service and negotiation **Job Description:** ---------------------- Evaluate the creditworthiness of existing or potential customers; Review financial transactions and credit histories on a case-by-case basis (e.g., applications, financial statements, balance sheets, legal documents, etc.); Analyze financial ratios, trends, and cash flows and develop projections; Conduct credit analysis; Thoroughly assess the degree of associated risk; Carefully analyze data and produce clear and objective reports; Perform negotiations when necessary; Request documents from customers required for credit analysis; Respond to emails and messages; Provide customer service relevant to assigned duties; Execute system-based approvals when required; Carry out tasks assigned by the manager. **Desired Qualifications:** -------------------------- Bachelor’s degree completed in Business Administration, Financial Management, Accounting, Economics, or related fields; Solid experience in credit analysis routines; Profile: Responsible; Dynamic and organized; Strong verbal and written fluency; Able to work effectively in teams; Good judgment; Resilient, precise in calculations, and highly focused on tasks; Advanced computer skills (e.g., Excel spreadsheets); Resident with easy access to the Alto da Glória neighborhood in Curitiba/PR. **Employment Type:** -------------------------- CLT (Consolidation of Labor Laws) **PwD (Persons with Disabilities):** -------- NOT APPLICABLE **Salary:** ------------ $4,000\.00 **Benefits:** --------------- Meal or food allowance of BRL 600.00 per month, Unimed health insurance plan, Dental Uni dental insurance plan, Transportation Allowance (VT) or Fuel Assistance, Gympass/Totalpass fitness program, University partnerships (Uninter, Unicesumar, Fatec, Unidombosco), Group life insurance, Employee purchase discounts. **Work Location:** ---------------------- GAMMA \- GAMMA\-ALTO GLORIA\-FILIAL 02 **Working Hours:** ------------------------ Monday to Friday, from 08:00 to 18:00