**About Bradesco** Bradesco is one of Brazil’s largest financial groups, with a history marked by pioneering spirit and innovation. Through our broadly diversified portfolio of financial products, banking services, and insurance offerings, we contribute to individuals’ aspirations and to the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to all individuals, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Credit Team? Our mission is to ensure efficient management of credit granting and maintenance, securing profitability and solid growth of the organization’s assets. Work model: Hybrid — 2 days onsite Location: Osasco/SP **Your Day-to-Day Responsibilities** As a Senior Data Scientist, you will work within the Credit Model Monitoring Management team, with primary responsibilities including: * Transforming the monitoring area into a strategic partner focused on analysis and deviation diagnosis; * Developing and enhancing performance and stability monitoring for credit risk models; * Ensuring monthly updates of monitoring reports and critical indicators; * Maintaining and evolving the automated monitoring pipeline in Python, ensuring efficiency and scalability; * Building new indicators, metrics, and visualizations to support decision-making; * Monitoring loan vintages and portfolios, assessing potential impacts on credit models and policies; * Automating monitoring report generation and publishing them to the Corporate BI platform; * Supporting and mentoring junior analysts, promoting best practices and dissemination of technical knowledge. **Requirements and Qualifications** What do you need to have or know? * Bachelor’s degree in technology or data-related fields; * Solid experience in Python (pandas, numpy, matplotlib, seaborn, etc.) and handling large volumes of data; * Proficiency in SQL and sound data modeling practices; * Experience with visualization tools (Power BI, Tableau, or similar); * Knowledge of credit model performance metrics (KS, Gini, PSI, stability, etc.). It would be a plus if you have: * Experience in model monitoring or credit risk management; * Experience in credit policy development or implementation. **What We Offer** At Bradesco, we value health and well-being, offering an extensive portfolio of benefits to all our employees: * Profit-Sharing Plan (PLR) or Bonus: Based on position eligibility* * Health Insurance * Dental Insurance * Life Insurance * Food Allowance * Meal Voucher * 13th Food Basket * Total Pass * Transportation Voucher (optional enrollment) * Discounts on products and services from partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Bradesco Well-Being Program: health, well-being, and quality-of-life initiative * Unibrad: Bradesco Corporate University * Fee Waivers: special conditions across various products and services * Childcare or Nanny Assistance * Extended Paternity Leave: 20 days * Maternity Leave: 180 days, with comprehensive prenatal and postpartum support