Job Summary: We are seeking a professional with extensive expertise in credit policies for vehicle financing portfolios, advanced analytical capabilities for data-driven decision-making, and the ability to develop and implement strategies that enhance the quality of credit decisions. Key Highlights: 1. Responsible for monitoring and analyzing vehicle credit indicators. 2. Develop and implement strategies for high-quality credit decisions. 3. Conduct rapid diagnostics and propose adjustments to the credit policy. **Omni** We are a company in constant transformation. Omni, present in the market for 31 years, is a solid institution recognized for offering one of Brazil’s best credit services. We take pride in our significance for individuals with limited access to credit. Therefore, we fully dedicate ourselves—with commitment and responsibility—to continuously move forward, **improving people’s lives**. We are committed to the **continuous development** of our employees. We cultivate relationships built on **closeness**, fostering bonds rooted in **loyalty and partnership**, guided by a strong sense of doing what is **right**, within an environment of **respect and cordiality**. We are a human-centered company that values the diversity of our employees as a true source of strength—and this strength can only be harnessed if everyone feels they can truly be themselves daily, regardless of ethnicity, religion, sexual orientation, gender, disability, or any other personal characteristic. **Omni Culture** What we live daily—and proudly embody! **Purpose** OMNIZING! Omnizing means… Doing our very best today so tomorrow will be even better! **Vision** Realizing dreams and driving Brazil forward through accessible and sustainable credit. **Values** * Act entrepreneurially * Uphold a sense of justice * Work wholeheartedly * Respect our partnerships * Ensure efficiency **Here, we encourage these behaviors** * We are passionate about what we do and proud of who we are. * We are protagonists. * We pursue extraordinary results together. * We trust people and communicate without barriers. * We plan, innovate, and respond swiftly. * We always simplify. * We make decisions based on facts and data. * We are Omni for everyone. If you identify with this environment and consider yourself **collaborative**, **integrative**, and **transformative**, join our team. **Responsibilities and Duties** **We seek a professional with deep expertise in credit policies for vehicle financing portfolios who possesses:** ****advanced analytical capability for data-driven decision-making and the ability to develop and implement strategies that elevate the quality of credit decisions. You will be responsible for monitoring and analyzing key credit indicators (e.g., delinquency, approval rates), conducting rapid diagnostics, and proposing timely, accurate adjustments to the credit policy—aligned with portfolio behavior and market conditions. **Requirements and Qualifications** * Completed undergraduate degree in Economics, Business Administration, Engineering, Mathematics, Statistics, or related fields; * Experience in credit policies for vehicle financing; * Intermediate-level Microsoft Office proficiency; SQL knowledge; * Preferred: Python and Microsoft Fabric knowledge. **Additional Information** **Our Benefits** **** * **Childcare allowance** for children up to 6 years and 11 months old * **TotalPass** for physical health care * **Hybrid work model** 3x2 (remote and in-office) * **Meal and food allowance** via flexible card * **Transportation allowance** * **Medical and dental assistance** (SulAmérica, private room) * **Life insurance** * **Wellness program** (running and much more) * **Birthday day off** * **Conexa Saúde** – online consultations with no co-payment * **Profit-sharing program** * **No dress code** – be yourself! * **Flexible working hours** * **Corporate University** * And much more for you! **Note: Internal applications are accepted for this opportunity.** **Posted on:** 03/03/2026 **Internal application period:** until 08/03/2026 We are a company with 31 years in the market, never losing our drive to grow and innovate. Over this time, we’ve learned something vital: YOU are our greatest asset. We reached this conclusion in our own way—face to face—because our work is to deliver financial solutions exactly how you need them. Simple, isn’t it? Whether through Vehicle Financing, Store Credit, Vehicle-Secured Credit, Financial Investments, or Private Label Cards—this is how we expand a world of options to help you achieve your life goals. Our customers are those who have previously approached other banks and finance companies but were denied credit due to difficulties verifying income or low credit scores. At Omni, we work to find credit solutions suited to our customers’ real-life circumstances! Our philosophy is to positively impact the world—and thus we practice our purpose alongside our customers: we Omnize Lives by supporting entire families in achieving their dreams—whether purchasing a vehicle, renovating a home, or even taking a trip. We want to—and indeed are—close to micro-entrepreneurs starting their businesses or needing working capital. We offer credit to popcorn vendors, lace-makers, corner store owners, hairdressers, and truck drivers! We’re proud of this, recognizing our relevance to so many people! For us, Omnizing means “doing our very best today, so your tomorrow will be even better!” Better for our customers, employees, partners, and society as a whole—because we understand our responsibilities and possibilities to make the world a far better place. Together, we are unique. Together, we are Omni! Yes—we are unique! We have our own distinctive way. We breathe our Culture—and we’re deeply proud of it! We are a **human-centered company**, valuing the **diversity** of our employees as a true source of strength—and this strength can only be harnessed if everyone feels they can truly be themselves daily, regardless of ethnicity, religion, sexual orientation, gender, disability, or any other personal characteristic. We love diversity! And it comes naturally to us. The more diverse, the better! Nice to meet you—we are Omni. Connected with you!