




BRA Espec Produtos II Country: Brazil If you are eager to grow and always learn, and have a passion for impacting people through your analysis, this could be your place. We have an opening for you to become **Espec Produtos II,** working in the Business Results area within the Individual Credit division. **Here, your role will be:** * Analyze the credit portfolio, understanding customer profiles and proposing improvements to prevent defaults and ensure results * Work in partnership with the Risk and DNR areas * Comprehensive business management, prepare detailed monitoring reports, work with the operational team to understand deviations and propose timely actions * Lead strategic studies aimed at preventing losses and enhancing results with the necessary minimum profitability **For this role, we value:** * Completed degree in Statistics, Engineering, Mathematics, Economics, Administration, or related fields * Experience in credit, collections, or Pricing areas * Knowledge of financial modeling and data analysis tools (Python, SQL, SAS) * Communication skills to present analyses and results * Analytical and results-oriented profile, with strong problem-solving ability * In-depth knowledge of financial system delinquency indicators **You will identify with us if you have:** **T** hink Customer – I think about the Customer **E** mbrace Change – I drive change **A** ct Now – I act quickly **M** ove Together – I work as a team **S** peak Up – I speak openly If this calls to you, come join Santander! ️ \#HereYourSparkTransforms \#ComeToSantander \#BeTheSpark


