Senior Credit Analyst

Description

Proudly, we are one of Brazil's leading banks. Here, we do not settle for the status quo. We are constantly pursuing improvements, continuous learning, and innovation. We seek individuals who are passionate about change, eager to learn, and aspire to grow in the financial market. If this resonates with you, join our team! **Responsibilities and duties** What will your **day-to-day** activities be? * Analysis of financial statements of companies/groups with annual revenues starting from BRL 100 million (Balance Sheet, Income Statement, Cash Flow Statement, Equity Changes Statement, Notes to Financial Statements) * Financial analysis of the cash cycle (DSO, DIO, DPO) * Industry analysis * Assessment of guarantee performance and clean risk * Preparation of credit opinions and clear, objective presentations at the pre-committee and credit committee meetings * Interaction with the commercial team to understand credit demand requirements **Requirements and qualifications** **Mandatory requirements:** * Bachelor’s degree in Business Administration, Economics, or Accounting; * Advanced proficiency in Microsoft Office suite; * Experience in credit analysis and decision-making processes; * Knowledge of AI/Automation. **Some desirable differentiators for this role:** * Confidence in credit presentations; * Availability for client visits; * Strong communication skills; * Power BI, SQL, and Python. **Additional information** * Meal Allowance; * Food Allowance; * Health Insurance; * Dental Plan; * Life Insurance; * Newborn Assistance; * Wedding Assistance; * Daycare/Babysitter Assistance; * Birthday Bonus; * Apoio Pass; * Gym Partnership; * Transportation Allowance; * Profit Sharing Program (PLR); * Annual Bonus. With 65 years of history, **Banco Sofisa** has built a trajectory marked by solidity, continuous innovation, and commitment to Brazil’s development. Founded in 1961, we have evolved to keep pace with market transformations and our customers’ needs. Today, we are one of the country’s leading banks, focused on business, investments, and financial solutions for companies of all sizes. Our purpose is to empower Brazilian entrepreneurs, always guided by ethics, transparency, and long-lasting relationships. **People at the heart of everything** Our strength lies in our people. We rely on committed employees with an ownership mindset and passion for what they do—a culture that sustains our results and strengthens our brand. This commitment has earned us significant recognition: in 2023, Sofisa was named **Best Bank in Brazil** by Forbes; in 2025 and 2026, it was recognized as **One of the Best Banks in the World**, reaffirming its ongoing commitment to excellence, innovation, and trust. **Innovation embedded in our history** In 2011, we launched **Sofisa Direto**, Brazil’s first digital investment bank, reinforcing our innovative DNA. We continue investing in technology, people, and solutions to evolve sustainably.