Job Summary: At Omni, you will develop regulatory CADOCs, monitor risk limits, and support the evaluation of financial products and models, contributing to accessible and sustainable credit. Key Highlights: 1. Commitment to the continuous development of employees 2. Human-centered culture that values diversity and respect 3. Focus on fulfilling dreams and driving Brazil forward **About Omni** We are a company in constant transformation. Omni, with 31 years of market presence, is a solid institution recognized for offering one of Brazil’s best credit services. We take pride in our significance to individuals with limited access to credit. Therefore, we dedicate full commitment and responsibility to moving forward consistently—**improving people’s lives**. We are dedicated to the **continuous development** of our employees. We cultivate relationships characterized by **closeness**, building bonds rooted in **loyalty and partnership**, with a strong sense of doing what is **right**, within an environment of **respect and cordiality**. We are a human-centered company that values the diversity of our employees as a true strength—and this strength can only be fully leveraged if everyone feels they can truly be themselves daily, regardless of ethnicity, religion, sexual orientation, gender, disability, or any other personal characteristic. **Omni Culture** What we live daily and proudly embody! **Purpose** OMNIZING! Omnizing means… Doing our best today so tomorrow will be even better! **Vision** Fulfilling dreams and driving Brazil forward through accessible and sustainable credit **Values** * Act entrepreneurially * Uphold fairness * Work wholeheartedly * Respect our partnerships * Ensure efficiency **Here, we encourage these behaviors** * We are passionate about what we do and proud of who we are. * We are protagonists * We pursue extraordinary results together * We trust people and communicate openly, without barriers * We plan, innovate, and respond quickly * We always simplify * We make decisions based on facts and data * We are Omni for everyone If this environment resonates with you and you consider yourself **collaborative**, **integrative**, and **transformative**, join our team. **Responsibilities and Duties** * Preparation of regulatory CADOCs: DLO, DLI, DRM, DRL, DDR * Preparation and dissemination of Pillar 3 reporting and Integrated Risk Management * Monitoring, assessment, and reporting of RAS limits and indicators * Monitoring, assessment, and reporting of financial covenants * Calculation, projection, and monitoring of the Basel Index and IRRBB * Calculation, projection, and monitoring of gaps by risk factor * Calculation, projection, and monitoring of LCR and NSFR ratios * Calculation, projection, and monitoring of projected liquidity scenarios, A&LM, duration, and Transfer Price * Calculation, projection, and monitoring of FGC metrics, obligations, and costs * Support in technical evaluation and classification of products, structures, and operations, integrating financial risk and accounting perspectives, aligned with both regulatory and managerial views * Support in evaluating, classifying, and monitoring Business Models and Banking & Trading portfolios * Support in evaluating and defining Fair Value calculation methodology * Support in evaluating and monitoring the Capital Plan and Integrated Stress Testing Study * Support in evaluating and monitoring Liquidity and Capital Contingency Plans * Support in preparing and presenting materials for ALCO and Risk Committees, at technical and/or executive levels for the Executive Board * Addressing requests from business areas, external audit, internal audit, and supervisory authorities **Requirements and Qualifications** * Bachelor’s degree in Administration, Finance, Accounting, Law, Mathematics, or Statistics; **postgraduate studies, MBA, and/or specialized courses in Risk Management and/or Financial Modeling are considered advantageous.** * Proficiency in calculation tools, database handling, and electronic spreadsheets; **SQL and Python proficiency are considered advantageous.** * In-depth knowledge of risk management legislation and prudential regulation issued by BACEN and CMN; **knowledge of IFRS-9, CPC, and/or CVM regulation is considered advantageous.** * Analytical reasoning, multitasking ability, focus on building partnerships with internal and external clients, and continuous improvement mindset. * Proven prior experience in the activities listed above, particularly in financial risk management, controllership, accounting, including regulatory reporting. **Additional Information** **Our Benefits** **** * **Childcare allowance** for children up to 6 years and 11 months old * **TotalPass** for your physical health care * **Hybrid work model** 3x2 (remote and in-office) * **Meal and food allowance** via flexible card * **Transportation allowance** * **Medical and dental assistance** (SulAmérica, private room) * **Life insurance** * **Wellness program** (running and much more) * **Birthday day off** * **Conexa Saúde** – online consultations with no co-payment * **Profit sharing** * **No dress code** – be yourself! * **Flexible working hours** * **Corporate University** * And much more for you! We are a company with 31 years in the market, still driven by growth and innovation. Over this time, we’ve learned something important: YOU are our greatest asset. We reached this conclusion through direct, face-to-face interactions—because our work is to provide financial solutions, exactly how you need them. Simple, right? Whether through Vehicle Financing, Store Credit, Vehicle-Secured Credit, Financial Investments, or Private Label Cards—this is how we expand a world of options for you to achieve your life goals. Our customers are those who have approached other banks and finance companies but were denied credit due to difficulties proving income or low credit scores. At Omni, we work to find credit solutions suited to our customers’ real-life circumstances! Our philosophy is to positively impact the world—and thus we practice our purpose alongside our customers: we Omnize Lives by supporting entire families in achieving their dreams—whether purchasing a vehicle, renovating a home, or even taking a trip. We want to—and are—close to micro-entrepreneurs launching their businesses or needing working capital: we offer credit to popcorn vendors, lace makers, convenience store owners, hairdressers, and truck drivers! We’re proud of this, recognizing our relevance to so many people! For us, Omnizing means “doing our best today, so your tomorrow will be even better!” Better for our customers, employees, partners, and society as a whole—because we understand our responsibility and our capacity to make the world a much better place. Together, we are unique—Together, we are Omni! Yes, we are unique! We have our own distinct way. We breathe our Culture—and we’re deeply proud of it! We are a **human-centered company**, and we value the **diversity** of our employees as a true strength—and this strength can only be fully harnessed if everyone feels they can genuinely be themselves every day, regardless of ethnicity, religion, sexual orientation, gender, disability, or any other personal characteristic. We love diversity! And it comes naturally to us. The more diverse, the better! Nice to meet you—we are Omni. Connected with you!