Financial Analyst

Description

Job Summary: Responsible for ensuring the group's financial health through integrated cash management, banking relationship management, working capital management, and structured operations. Key Highlights: 1. Integrated cash and banking relationship management 2. Working capital and financial cycle optimization 3. Analytical mindset and data-driven orientation **Position Mission** Ensure the group's financial health through integrated cash management, banking relationship management, working capital management, and structured operations, with control and anticipation levels appropriate for a multi-entity operation involving accounts payable and receivable. **Main Responsibilities** **Cash and Financial Flow Management** * Prepare and maintain daily, weekly, and monthly projected cash flow (minimum *rolling* of 13 weeks) * Ensure liquidity for all obligations without compromising the profitability of surplus funds * Resolve discrepancies * Manage supplier payments, payroll, taxes, and service payments * Manage customer collections and receivables **Banking Relationship Management** * Manage relationships with partner banks * Negotiate fees, *spreads*, interest rates, and operational terms * Maintain updated corporate registration and documentation at banks (KYC/PLD) **Working Capital and Financial Cycle Management** * Manage accounts payable and receivable (DPO/DSO/PMR/PMP) * Evaluate receivables discounting vs. bank borrowing vs. internal cash * Negotiate payment terms with strategic suppliers * Optimize Net Working Capital Requirement (NWC) and the financial cycle **Control, Reconciliation, and Reporting** * Produce weekly and monthly management reports (cash P&L, consolidated financial position, projections) * Reconcile transactions with Accounting, observing the Presumed Profit tax regime applicable to entities * Operate and maintain data integrity in the Omie ERP system * Support monthly closing activities alongside Accounting and the Finance Directorate **Administrative Activities** * Administrative tasks to ensure smooth company operations **Technical Requirements** * Bachelor’s degree in Accounting, Business Administration, Economics, Production Engineering, or related fields * Proficiency in cash flow management, bank reconciliation, and banking relationship management * Familiarity with financial ERPs (Omie is preferred; SAP, TOTVS, and Senior are acceptable) * Knowledge of tax regimes **Behavioral Requirements** * Analytical mindset and data-driven orientation — decisions based on evidence, not opinion. * Anticipation capability (predictive control, not merely reactive). * Negotiation skills with banks and suppliers. * Clear communication with Executive Management, Accounting, and Operations. * Discretion and ethics — handles sensitive financial information and has authority over fund movements. * Autonomy and ability to operate with minimal direct supervision. **Preferred Qualifications** * Experience in multi-entity groups (holding + operating companies) * Experience working with startups **Location:** Natal/RN (on-site) **Employment Type:** CLT **Salary Range:** R$3200.00 - R$3.700,00 **Working Hours:** 44 hours per week, Monday to Friday, from 8:00 AM to 6:00 PM. **Benefits:** * Health insurance * Daily fruit buffet * Profit-sharing program (PLR) * Gympass/wellhub * Weekly workplace gymnastics * Internal recognition program * Psychological support * Education assistance Job Type: Full-time CLT Pay: R$3.200,00 - R$3.700,00 per month Benefits: * Medical assistance * Education assistance * Company-provided mobile phone * Profit sharing * Life insurance Work Location: On-site