Job Summary: This role involves designing, implementing, and managing capitalization products across various channels, ensuring legislative compliance and market positioning. Key Highlights: 1. Design and implementation of capitalization bonds 2. Product maintenance and performance monitoring 3. Commercial team support and project management ***\#JoinMAG*** *If you want to work with purpose, develop your career, and still prioritize your health and well-being, MAG is the place for you! Innovation and care for people are embedded in our DNA. Since 2016, we have been listed among the Best Companies to Work For, according to Great Place to Work.* ***We are a PLURAL company!*** *Diversity and inclusion are constant priorities at MAG. We proudly count among our workforce over 80% of employees belonging to at least one underrepresented group. We also run Plural — a formal, structured program specifically designed to foster diversity and inclusion.* ***Our Purpose and Values*** *We seek individuals whose values align with ours:* ***Owner Mindset, A Story of Transformation, Lasting Relationships, and Being Present.*** *At MAG, our strong purpose is to* ***provide financial solutions for all Brazilians throughout life’s various stages****. Over the past three years, we have paid over BRL 1 billion in benefits to thousands of families. Such achievements position us as a market reference in Life and Pension Insurance, with nearly 200 years of uninterrupted operation in Brazil.* *We are part of Aegon Group, one of the world’s largest Life and Pension Insurance groups. In Brazil, our strength is equally impressive: we insure over 5.8 million lives and have grown, on average, by 16% annually over the last decade.* *Want to be part of this story? Explore this opportunity.* **Responsibilities and Duties** **Your Key Challenges:** * Design and implementation of capitalization bonds to be distributed across all company channels (banks, retail companies, e-commerce, and brokers); * Product maintenance regarding legislation and market positioning; * Support to the project management team during product implementation, launch, and post-launch monitoring; * Performance monitoring of products jointly with the Technical Department, aiming to implement changes that ensure financial sustainability and competitiveness; * Support in maintaining information and analyses on competitors, to assess the competitiveness of the company’s products; * Training and support to the commercial team in distributor prospecting and capacity building. **Requirements and Qualifications** **What We Expect From You:** * Bachelor’s degree completed in Actuarial Science, Statistics, Economics, Business Administration, Production Engineering, or related fields; * **Strong expertise in capitalization products, with consistent experience in design, structuring, implementation, and management of capitalization bonds;** * Organized profile, results-oriented, with strong interpersonal skills and analytical capability. **Nice-to-Have Experience Includes:** * Distribution partnership negotiations, including banking, retail, or broker models; * Digital channel (e-commerce) offer implementation; * Projects implemented using agile methodologies; * Advanced English proficiency. **Additional Information** ***What We Offer:*** *Market-competitive salary* *Transportation allowance* *Meal voucher (no payroll deduction and maintained during vacation)* *Food allowance (no payroll deduction, maintained during vacation, plus an extra balance in December)* *Health insurance* *Dental insurance* *Childcare allowance* *Private pension plan* *Funeral assistance (extended to dependents and parents)* *Profit-sharing program (PPR)* *Life insurance* *Gympass* *Psychological, financial, and legal assistance for you and your dependents* *Medical and nutritional consultations* *Happy Day — one day off during your birthday month* *Corporate university* *Extended maternity and paternity leave* For over **190 years**, our **purpose** has been to provide individual financial solutions for all Brazilians throughout life’s various stages. To achieve this, we rely on the dedication of more than 1,500 colleagues across the country who fully embrace our mission and help make MAG one of Brazil’s best companies to work for. **Our Values** MAG’s culture is built upon our **core corporate values**, reflecting our behaviors, identity, and source of pride: * Being Present * Lasting Relationships * Owner Mindset * A Story of Transformation **Learn About Some of Our Benefits** : * Meal and food vouchers without payroll deductions * Health and dental insurance extended to dependents * Quality-of-life and well-being program featuring nutritionists, physicians, and Gympass * Profit-sharing program * Continuous development and training through MAG University * Structured career management program