**About Bradesco** Bradesco is one of Brazil’s largest financial groups, with a history marked by pioneering spirit and innovation. Through our broadly diversified portfolio of financial products, banking services, and insurance offerings, we contribute to individuals’ aspirations and to the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to all individuals, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Pricing Analytics team? The Pricing Analytics area is responsible for developing and maintaining RAR (RAROC) projection models. It also generates analyses to support business insights, continuously monitors models, and performs backtests to compare projected values against actual results. Work model: Hybrid – 3 days onsite Location: Osasco/SP **What will your day-to-day look like?** As a Senior Data Scientist – Pricing, you will work within the Pricing Analytics Management team, and your main responsibilities will include: * Understanding the product being worked on to develop the model; * Preparing data from its source to build your own information cube and aligning processes with the data team, as there is an ongoing initiative to “productize” this data pipeline; * Applying statistical techniques and cash flow analysis for modeling; * Developing models and data using RAROC; * Building databases and developing models for early repayment projection, expected loss (PD, LGD, and EAD), allocated capital, and cash flow projections of contracts, as well as analyzing results to generate business insights. **Requirements and Qualifications** What do you need to have or know? * Completed undergraduate degree; * Advanced knowledge of database construction and development of early repayment projection models; * Advanced technical knowledge of Python, SAS, SQL, Databricks, and PySpark; * Advanced knowledge of BI tools (Tableau, MicroStrategy, or Power BI); * Experience in the financial and pricing areas; * Experience developing statistical models. It will be a plus if you have: * Knowledge of finance and statistical modeling; * Experience with RAROC. **What we offer** At Bradesco, we value health and wellbeing, offering an extensive portfolio of benefits to all our employees: * PLR or Bonus: Based on position eligibility* * Health Insurance * Dental Insurance * Life Insurance * Food Allowance * Meal Voucher * 13th Food Basket * Total Pass * Transportation Voucher (optional enrollment) * Discounts on products and services offered by partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Viva Bem Bradesco: Health, wellbeing, and quality-of-life program * Unibrad: Bradesco Corporate University * Fee Waivers: Special conditions on various products and services * Daycare or Nanny Assistance * Extended Paternity Leave of 20 days * Maternity Leave of 180 days, including assisted prenatal and postpartum care