We are transforming credit in Brazil to improve people's lives in a fair and secure way, offering cheaper money when they need it. We are a credit solutions fintech that has been operating since 2018—without intermediaries and without the bureaucracy of large banks. Here, we deliver a personalized experience characterized by agility and transparency, always keeping in mind what matters most: people. And if it matters to them, it matters to us. Over 18 million customers have chosen us to be part of this transformation, proving that market evolution and their financial freedom are already a reality. Join us and **be part of this transformation!** We have openings on our **Technology** team! Requirements: * KPI Monitoring: Manage the routine generation of risk indicators (Delinquency, Overdraft, Roll Rate, FPD, SPD), ensuring the integrity and accuracy of numbers reported to senior management; * Portfolio Diagnostics (Deep Dives): Conduct ad-hoc studies to investigate root causes of deviations; * Vintage Analysis: Track the maturation of loan vintages, projecting expected vs. actual loss curves; * Report Automation: Replace manual Excel processes with automated routines in SQL/Python and dynamic visualizations; * Data Quality Control: Serve as the focal point for identifying inconsistencies in portfolio databases; * Forecast Tracking: Monitor "Actual vs. Budgeted" losses and provisions. **Technical Competencies:** * Advanced SQL: You must feel comfortable writing complex queries (joins, window functions, aggregations) to build your own analytical datasets; * Python (Analysis-Focused): Use of libraries such as Pandas and NumPy for data manipulation and report automation; * Portfolio Metrics: Conceptual and practical mastery of Vintage Analysis, Roll Rate Matrices, First Payment Default (FPD), and Channel Breakdowns; * Data Visualization: Solid experience building executive dashboards; * Advanced Excel. **Behavioral Competencies:** * Investigative Mindset (Data Detective): Sharp curiosity—not only to report that "the number went up," but to analyze data and uncover the "why." * Attention to Detail: In portfolio management, precision is everything. You must rigorously validate numbers before publishing them. * Concise Communication: Ability to distill a massive data table into a simple, direct conclusion for management. **Nice-to-Have:** * Knowledge of database structures; * Prior experience in MIS, Commercial Planning, or Risk Monitoring roles within financial institutions. **Work Model:** * Hybrid (Fortaleza/CE and metropolitan region, São Paulo/SP); * Remote (all other regions). **Here at meutudo., you’ll find:** **To make your daily life lighter:** Monthly allowance to provide extra support; * Up to 15 days/year of vacation to recharge. **Caring for you and your loved ones:** Health insurance with copayment—and best of all: the company covers 100% of the monthly premium; TotalPass for staying active and taking care of your body; ✨ Star Bem and Avus—wellness platforms and discount programs to support your well-being journey. **Birthdays are serious business here!** A day off during your birthday month to celebrate your way; A R$ 50 voucher to celebrate however you like. **And to wrap it up with a flourish:** Annual bonus—because growing together is even better! Oh, and yes: no dress code—and much more! Every day, we transform Brazil’s credit market. Our purpose is to build a financial universe that is simple, easy, and truly accessible—powered by data, technology, and, above all, people. We value authenticity. That’s why we respect and celebrate diversity in all its forms: color, race, religion, nationality, gender, sexual orientation, age, or disability. Everyone is welcome here—and plurality is part of our essence. If you believe in a simpler world full of possibilities, come build this revolution with us! Learn more about our universe: Website: https://meutudo.com.br/ Instagram: @meutudoapp LinkedIn: https://lnkd.in/eXTHeVM It would be a pleasure to welcome you to our team. Is there a match? **Then join us!**