Description: * Prior experience in financial institutions/banks, in areas such as: Modeling, Credit Policies, Collections, Data Engineering, Data Science, Decision Science, Risk; * Bachelor’s degree completed in Statistics, Mathematics, Economics, Physics or Engineering; * Advanced proficiency in Microsoft Office suite (Word, Excel, PowerPoint); * Knowledge of programming languages SQL, Python or R, and Databricks; * Experience in data manipulation, with focus on variable transformation/construction and indicator development; * Power BI – Development of executive presentations. * Knowledge of financial products for corporate clients (PJ); * Develop, implement and monitor Credit Policies and statistical models used in the Credit decision process; * Monitor, review and propose improvements to existing processes and tools across the Credit lifecycle; * Lead experimental studies, develop, implement and evaluate challenging initiatives against current tools (champion/challenger); * Provide diagnostic analyses (growth, trends, behaviors) and prognostic analyses (best practices) for various internal stakeholders; * Deliver knowledge, analyses and statistical models to support Credit, Customer Retention/Maintenance, Collections, Fraud, and other diverse financial areas and products within the company. 2512290202491068042