Job Summary: This role involves analyzing, controlling, and reconciling guarantees for PJ operations, supporting collections, and interacting with various internal areas to ensure compliance. Key Highlights: 1. Analysis and control of guarantees for PJ operations. 2. Perform financial reconciliations and support extrajudicial collections. 3. Interaction with credit, risk, and legal departments. **Key Responsibilities** * **Analyze new PJ operations** regarding the adequacy, sufficiency, and documentation of submitted guarantees prior to formalization or disbursement of funds. * Register and control guarantees linked to PJ operations, covering **receivables, real estate, machinery, equipment, and vehicles**. * Perform **financial reconciliations** of fund inflows tied to guarantees, identifying amounts that must remain blocked versus those eligible for client release. * Monitor and update guarantee controls for portfolios related to **working capital, guarantee accounts, receivables discounting, and structured operations**. * Support analysis of **construction progress reports and financial controls**, linked to structured operations and business plans. * Execute activities to **support extrajudicial collections**, tracking negotiations, payments, and settlements related to guarantees. * Update **control spreadsheets, dashboards, and management reports**, ensuring data consistency and integrity. * Support improvement of routines, internal controls, and operational processes within the guarantees and processing area. * Interact with **credit, risk, legal, and back-office departments**, ensuring documentary compliance and adherence to internal policies and Central Bank regulations. **Technical Requirements** * Completed or ongoing undergraduate degree in **Business Administration, Economics, Accounting, Production Engineering, or related fields**. * Basic or intermediate knowledge of **PJ credit operations** and banking products (working capital, guarantee accounts, receivables discounting). * Proficiency in **Excel** (pivot tables, formulas, data cross-referencing). * Familiarity with **Power BI or other BI tools** (a plus). * Ability to read and interpret **financial reports and construction progress reports**. * Basic knowledge of **financial calculations** — interest, **CDI, default interest, and penalty fees**, balance updates, and maturity date tracking. * Prior experience in banking activities, **guarantees, extrajudicial collections, or financial reconciliation** is desirable.
João Silva
Indeed · HR
João Silva
Indeed · HR
