Analyst (1)

Description

Job Summary: Senior Credit Analyst with strong analytical ability, strategic mindset, and self-management skills for in-depth client analysis and process structuring. Key Highlights: 1. Strategic involvement in the company's decision-making process. 2. Structuring of complex financial operations. 3. Optimization of registration processes and credit assessment methodologies. Description: Join Flowinvest If you have solid experience in the financial market, strong analytical capability, and a strategic mindset, this opportunity is for you. We are seeking a Senior Credit Analyst to work in Maringá, focusing on in-depth client analysis and process structuring, directly contributing to the company’s strategic decision-making. This position requires self-management, critical thinking, and technical expertise. Responsibilities and Duties * Conduct registration and credit analyses to structure complex financial operations; * Prepare and interpret financial statements (Balance Sheet, Income Statement, Cash Flow Statement), with emphasis on leverage, liquidity, and profitability; * Analyze economic groups and corporate structures, assessing associated risks and financial interdependencies; * Prepare and present detailed credit opinions to Credit Committees and strategic departments; * Develop financial reports and indicators, ensuring high-quality management of the customer portfolio; * Actively participate in strategic meetings, interacting with internal and external stakeholders; * Structure and optimize registration processes and credit assessment methodologies; * Experience with credit engines, Vadu, Serasa, Lemit, etc. Requirements and Qualifications Academic Background * Bachelor’s degree completed in Administration, Economics, Accounting, Engineering, or related fields; * Postgraduate degree or MBA in Finance, Credit, or Risk Management is a plus. Experience and Technical Knowledge * Minimum six years of experience in registration and credit analysis within FIDCs, securitization companies, or banks; * Advanced proficiency in Excel and financial mathematics (modeling, projections, and statistical analysis); * Experience analyzing balance sheets, income statements, and cash flow statements for decision-making purposes; * Knowledge of economic groups, corporate structures, and risk analysis; * Ability to prepare and present technical materials to Credit Committees. 2512290202491771738