**About Bradesco** Bradesco is one of Brazil’s largest financial groups, with a history marked by pioneering spirit and innovation. Through our broadly diversified portfolio of financial products, banking services, and insurance solutions, we contribute to individuals’ life goals and to the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to all individuals, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Stress Testing and Scenario Analysis team? The Stress Testing and Scenario Analysis area conducts simulations and forward-looking risk assessments, examining adverse macroeconomic scenarios and their impacts on profitability, capital adequacy, and liquidity—thereby identifying vulnerabilities, mapping risks, and planning mitigation measures, while ensuring integration of processes and routines related to the Bank’s Stress Testing Program. Work model: Hybrid, 3 days onsite Location: Osasco – SP **What will your day-to-day look like?** As a Senior Risk Analyst, you will work within the Corporate Risk Management division, and your main responsibilities will include: * Interpretation of scenarios and regulatory impacts: Analyzing economic scenarios and regulatory changes by applying shock parameters to macroeconomic variables, balance sheets, and income statements—with focus on assessing impacts on risk, liquidity, profitability, and capital indicators; * Preparation of technical and managerial reports and presentations: Producing materials that consolidate analysis results, emphasizing clear and concise communication to support decision-making and discussions with senior management; * Data manipulation and processing: Using tools such as Databricks, SAS, Excel, SQL, and Power BI to organize, analyze, and present financial and risk data clearly and effectively; * Interaction with partner areas: Collaborating with business units, planning departments, and other risk areas to jointly interpret impacts and align analyses; * Monitoring of indicators and support for internal processes: Tracking financial results and key indicators, as well as supporting internal routines and processes related to risk, liquidity, and capital management. **Requirements and Qualifications** What do you need to have or know? * Solid experience in Risk Management, Finance, and/or Controllership within Financial Institutions; * Knowledge of core financial products (e.g., loans, financing, derivatives, deposits, etc.) and their implications for risk and capital; * Ability to interpret financial statements (Balance Sheet, Income Statement) and prepare forecasts for results and capital; * Familiarity with Basel III, RWA calculation (dlo, dlr), and regulatory and economic capital frameworks; * Advanced Excel, Power BI, and basic knowledge of SQL or data analysis languages (Python/R preferred); * Strong communication skills and ability to influence business units; * Intermediate English (for reading reports and engaging with technical materials). Nice-to-have qualifications: * Experience in Advanced Modeling: Knowledge of credit risk models (PD, LGD, EAD), stress testing, and capital simulations; * Regulatory Project Experience: Hands-on involvement in implementing Basel III, IFRS 9, ICAAP, or interaction with regulatory bodies (BACEN, CVM); * Integrated Risk Management Knowledge: Ability to connect credit risk with market risk, liquidity risk, and capital; * Business and Strategic Perspective: Experience supporting strategic decisions—such as product pricing, capital planning, and risk-adjusted profitability; * Curious mindset oriented toward innovation and emerging technologies, keeping pace with technological and regulatory developments. **What We Offer** At Bradesco, we value health and wellbeing, offering an extensive portfolio of benefits to all our employees: * PLR or Bonus: Based on position eligibility* * Health Insurance * Dental Insurance * Life Insurance * Food Allowance * Meal Voucher * 13th Food Basket * Total Pass * Commuter Benefit (optional enrollment) * Discounts on products and services from partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Viva Bem Bradesco: Health, wellbeing, and quality-of-life program * Unibrad: Bradesco Corporate University * Fee Waivers: Special conditions across various products and services * Daycare or Nanny Assistance * Extended Paternity Leave: 20 days * Maternity Leave: 180 days, with comprehensive prenatal and postpartum care support