Indeed
Urban Microcredit Agent - Barra de São Francisco - ES
Job Summary:
The Urban Microcredit Agent is responsible for customer acquisition and retention, advising businesses, and conducting credit analysis and granting.
Key Highlights:
1. Work in microfinance, creating opportunities and valuing people
2. Acquire and retain customers and grant credit
3. Collect economic and financial information for credit analysis
In our daily work, we strive to leave a positive mark on the world, solve our customers’ main challenges, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong individuals.**
**MISSION:** To operate Brazil’s leading microcredit program with excellence, creating opportunities and developing and valuing people.
**VISION:** To be recognized for excellence in microfinance service operations and as a benchmark for people development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Empathy and Care; Creativity and Innovation; Respect and Inclusion.
The **Urban Microcredit Agent** works within the Microfinance team and is responsible for acquiring and retaining potential customers by advising their businesses in compliance with policy, performing credit analysis and granting, and carrying out other activities related to the area of operation.
If this role aligns with your professional purpose, join **CAMED MICROCRÉDITO**!
**Responsibilities and Duties**
Collect overdue credit payments according to the established methodology;
Advise clients in your portfolio and verify how granted credit is being used;
Develop an action plan for operational routines related to your client portfolio, aligned with established targets;
Establish contact with clients, following the methodological steps defined by the Microfinance Program;
Collect economic and financial information regarding clients’ business activities at their workplace to assess credit eligibility;
Process credit requests by visiting potential clients and informing them about the submission of credit proposals, in accordance with policy and procedure manuals;
Conduct promotional events and informative presentations about microfinance products and other initiatives aimed at acquiring new customers and retaining existing ones;
And other tasks related to the area.
**Requirements and Qualifications** **Mandatory Requirements:**
Legal age (18 years or older);
Education: Completed high school;
Willingness to travel between municipalities;
Computer literacy and proficiency in Microsoft Office (Word and Excel);
Experience in sales, negotiation, collections, and customer service.
**Additional Information** **Salary:**
Base salary of R$ 1.717,73;
Variable compensation up to R$ 2.318,24;
Bonus (DH will inform during the selection process).
**Benefits:**
Training programs;
Life insurance;
Health plan;
Transportation allowance;
Dental plan;
Private pension plan;
Partnership agreements with educational institutions;
Wellness program through Wellhub;
Meal allowance and basic food basket allowance totaling R$ 1.507,24;
Childcare/babysitter reimbursement for children up to 5 years and 11 months old — R$ 320.38 (fixed amount per child);
Quality of Life Program (We implement subprograms supporting and caring for our employees’ physical, emotional, and social health and well-being).
**Working Hours:** 40 hours per week;
**Work Schedule:** 8:00 AM to 5:00 PM (Monday to Friday).
We are a new company, founded in 2022, and part of the **Camed Group**. We exclusively operate **Crediamigo, Brazil’s largest Productive and Oriented Microcredit Program**, the market leader in its segment.
Currently, we have **over 5,000 employees** operating across **more than 1,900 municipalities** in Northeastern Brazil and the northern regions of Minas Gerais and Espírito Santo states, making us Brazil’s largest microcredit operator.
In our daily work, we strive to leave a positive mark on the world, solve our customers’ main challenges, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong individuals.**
**MISSION:** To operate Brazil’s leading microcredit program with excellence, creating opportunities and developing and valuing people.
**VISION:** To be recognized for excellence in microfinance service operations and as a benchmark for people development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Respect and Inclusion; Empathy and Care; Creativity and Innovation.
**We are CAMED, we are CREDIAMIGO!**

Avenida Prefeito - R. Adélino Coimbra, 358 - Vila Landinha, Barra de São Francisco - ES, 29800-000, Brazil
R$1,717-2,318/month