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Urban Microcredit Agent - Barra de São Francisco - ES
Job Summary: The Urban Microcredit Agent is responsible for customer acquisition and retention, advising businesses, and conducting credit analysis and granting. Key Highlights: 1. Work in microfinance, creating opportunities and valuing people 2. Acquire and retain customers and grant credit 3. Collect economic and financial information for credit analysis In our daily work, we strive to leave a positive mark on the world, solve our customers’ main challenges, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong individuals.** **MISSION:** To operate Brazil’s leading microcredit program with excellence, creating opportunities and developing and valuing people. **VISION:** To be recognized for excellence in microfinance service operations and as a benchmark for people development. **VALUES:** Ethics and Transparency; Commitment and Excellence; Empathy and Care; Creativity and Innovation; Respect and Inclusion. The **Urban Microcredit Agent** works within the Microfinance team and is responsible for acquiring and retaining potential customers by advising their businesses in compliance with policy, performing credit analysis and granting, and carrying out other activities related to the area of operation. If this role aligns with your professional purpose, join **CAMED MICROCRÉDITO**! **Responsibilities and Duties** Collect overdue credit payments according to the established methodology; Advise clients in your portfolio and verify how granted credit is being used; Develop an action plan for operational routines related to your client portfolio, aligned with established targets; Establish contact with clients, following the methodological steps defined by the Microfinance Program; Collect economic and financial information regarding clients’ business activities at their workplace to assess credit eligibility; Process credit requests by visiting potential clients and informing them about the submission of credit proposals, in accordance with policy and procedure manuals; Conduct promotional events and informative presentations about microfinance products and other initiatives aimed at acquiring new customers and retaining existing ones; And other tasks related to the area. **Requirements and Qualifications** **Mandatory Requirements:** Legal age (18 years or older); Education: Completed high school; Willingness to travel between municipalities; Computer literacy and proficiency in Microsoft Office (Word and Excel); Experience in sales, negotiation, collections, and customer service. **Additional Information** **Salary:** Base salary of R$ 1.717,73; Variable compensation up to R$ 2.318,24; Bonus (DH will inform during the selection process). **Benefits:** Training programs; Life insurance; Health plan; Transportation allowance; Dental plan; Private pension plan; Partnership agreements with educational institutions; Wellness program through Wellhub; Meal allowance and basic food basket allowance totaling R$ 1.507,24; Childcare/babysitter reimbursement for children up to 5 years and 11 months old — R$ 320.38 (fixed amount per child); Quality of Life Program (We implement subprograms supporting and caring for our employees’ physical, emotional, and social health and well-being). **Working Hours:** 40 hours per week; **Work Schedule:** 8:00 AM to 5:00 PM (Monday to Friday). We are a new company, founded in 2022, and part of the **Camed Group**. We exclusively operate **Crediamigo, Brazil’s largest Productive and Oriented Microcredit Program**, the market leader in its segment. Currently, we have **over 5,000 employees** operating across **more than 1,900 municipalities** in Northeastern Brazil and the northern regions of Minas Gerais and Espírito Santo states, making us Brazil’s largest microcredit operator. In our daily work, we strive to leave a positive mark on the world, solve our customers’ main challenges, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong individuals.** **MISSION:** To operate Brazil’s leading microcredit program with excellence, creating opportunities and developing and valuing people. **VISION:** To be recognized for excellence in microfinance service operations and as a benchmark for people development. **VALUES:** Ethics and Transparency; Commitment and Excellence; Respect and Inclusion; Empathy and Care; Creativity and Innovation. **We are CAMED, we are CREDIAMIGO!**
Avenida Prefeito - R. Adélino Coimbra, 358 - Vila Landinha, Barra de São Francisco - ES, 29800-000, Brazil
R$1,717-2,318/month
Indeed
External Sales Representative - Espírito Santo
This opportunity is for you if you are passionate about making a difference, exceeding goals and overcoming challenges! Your place is here! What will your day-to-day look like? * Conduct customer prospecting through scheduled in-person visits—either route-based or external actions—ensuring high-quality delivery of sales results. * External door-to-door (D2D) sales activity. **Responsibilities and duties** * Prospect new customers through external sales activities; * Enter customer orders into the company’s internal system; * Support existing customers by addressing potential issues and providing solutions; * Negotiate products and services with customers in accordance with commercial policies; * Achieve targets pre-defined by management. **Requirements and qualifications** * Be at least 18 years old; * Completed elementary education; * **Sales experience;** * **Prior door-to-door (D2D) sales experience is a plus;** * Strong organizational skills, clarity of purpose, and sense of urgency; * Proactivity, commitment, and willingness to overcome challenges; * Excellent verbal fluency for customer interaction; * Ability to work effectively within a team; * Must reside in one of the following cities: **ARACRUZ, CARIACICA, CACHOEIRO DO ITAPEMERIM, COLATINA, GUARAPARI, LINHARES, SAO MATEUS, SERRA, VILA VELHA and VITORIA;** * Must own a personal mobile phone. **Additional information** **Salary:** R$ 2\.264,00 \+ Variable **Work schedule:** 6x1 \- Monday to Saturday Working hours: Monday to Friday \- 09:00 to 18:00 / Saturdays: 09:00 to 13:00 **Benefits:** * Transportation allowance; * Meal voucher; * Life insurance; * Funeral assistance; * Daycare / Special needs child support; * Medical assistance; * Discounts at gyms / sports facilities; * Educational partnerships offering course discounts. **Powered by AI. Connected by people.** Atento has long been a benchmark in the BPO industry. Now, we’re taking it a step further—leading the Business Transformation Outsourcing (BTO) movement, a new way to transform customer experience. We do this by combining **consulting, artificial intelligence, people empowerment, and operational excellence.** **Our strength lies in our people.** Passionate specialists who make technology simple, effective, and truly impactful. If you identify with this purpose, value empathy, and believe technology should serve people, join us! Here, you’ll be part of transformative experiences that foster real connections and tangible results. **What does a D2D sales representative do?** A D2D sales representative—also known as an external sales representative—prospects customers through scheduled in-person visits, either route-based or external actions, ensuring high-quality delivery of sales results. **What does a D2D supervisor do?** Their role is to lead the team toward optimal performance, ensuring adherence to guidelines while evaluating deliverables and opportunities aligned with regional challenges and the commercial plan! **Where will you work?** We have opportunities across all Brazilian states. **What are the minimum requirements to apply?** For sales representative: At least 18 years old, completed elementary education, and sales experience (in any modality). For supervisor: At least 18 years old, completed high school, sales and leadership experience, valid driver’s license and personal vehicle. **What does the selection process involve?** You’ll register, attend an interview with HR, then another with the hiring manager. Simple and fast process! **\#JoinAtento!** **What benefits are offered?** Visit the job posting for your region to review salary, commission, and benefit details! **\#TransparencyInProcess!** **Explore our other Career Portals too:** Atento Portal – for customer service positions; Atento Digital Portal \- for digital marketing and social media roles; Atento Corporate Portal – for administrative and Facilities roles; Atento TI Portal – dedicated to technology professionals; Interfile – focused on back-office and process management solutions; PcD Portal – exclusively for persons with disabilities.
State of Espírito Santo, Brazil
R$2,264/month
Win Carreira
IT INTERNSHIP - SUPPORT
Job Description: The intern will be responsible for learning how to use the company's internal systems, communicating with technical support, attending meetings and training sessions, and subsequently disseminating this knowledge to other employees. The intern will also provide support and perform maintenance on the systems used by the company, contributing to the smooth operation of business activities. Required Qualifications: Currently enrolled in one of the following programs: Information Systems; Systems Analysis and Development; Computer Science; Computer Engineering; Software Engineering; Computer Networks; Information Technology Management; Information Technology. Desired Technical Skills: Basic IT knowledge; computerized systems; user support; Microsoft Office Suite; ability to learn new systems; system maintenance; fundamental networking concepts. Desired Behavioral Skills: The company seeks an Information Technology intern who is curious, proactive, and communicative, with a strong interest in learning and developing within the field. The candidate should demonstrate organizational skills; teamwork; responsibility; initiative; and good interpersonal relationships. Workload: 20 hours per week: 4 hours per day. Internship Schedule: Morning shift from 08:00 to 12:00 or afternoon shift from 13:00 to 17:00. Schedule may be adjusted according to the intern’s needs. Stipend: R$ 800.00 + transportation allowance (VT) On-site internship
Rio Grande do Sul
R$500-1,000/month
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