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Job Summary: The Product Technology team seeks a professional to develop solutions, ensure functionality and maintainability, and collaborate in an agile environment—aligning technical solutions with business strategy. Key Highlights: 1. Work in a collaborative and continuously developing environment. 2. Opportunity to impact the business and end users with proprietary technology. 3. Culture of diversity, equity, and inclusion, valuing all individuals. **Our Product Technology Team:** --------------------------------------------- It is through this team that we scale our business, optimize processes, reduce costs, and deliver the best experience to enable new achievements for our customers. Using technology developed in-house, we work with multiple mainstream programming languages—ideal for those who, like us, love challenges and growing by solving real-world problems. If technology fuels you and making a difference is your passion, join us on the Nave! **Our Process** Everything starts with your application, and from there we’ll build an incredible journey. Please note that for some roles, we conduct a technical assessment with our development team, followed by a conversation with your future leader. The process duration may vary depending on the opportunity, but rest assured—we commit to: * Reviewing your profile carefully and thoughtfully; * Providing feedback at every stage; * Sending emails with all necessary information. **Diversity in Our DNA** Only differences can take us further. We never compromise on this—it’s non-negotiable. Today, women hold over half of our decision-making positions. Our commitment is to expand inclusion for women, Black people, people with disabilities (PCDs), and LGBTQIAPN+ individuals. **We act based on three pillars:** **Diversity:** We value plurality and respect all differences with empathy. We strive for our Crew to truly reflect the society in which we live. **Equity:** We believe in fair pathways for everyone. Ensuring access, opportunities, and development is a duty—not an exception. **Inclusion:** We seek a safe, well-being-oriented, and belonging-driven environment. Here, everyone can be their authentic self—with freedom, respect, and pride. If this is also your mission, Creditas could be your next step. **Responsibilities and Duties** * Develop software while ensuring functionality, maintainability, and performance, applying good practices and writing software tests; * Understand how the team’s solutions impact end users; * Collaborate in a team-oriented environment where pairing, feedback, and mutual growth are common across all squads; * Ensure technical solutions align with business strategy and understand OKRs and product-related initiatives. **Requirements and Qualifications** * Proficiency in backend programming languages (Java, Python, Ruby, Go, etc); * Knowledge of relational databases; * Understanding of microservice architecture and REST API design and communication patterns; * Experience with test pyramid concepts and writing automated tests; * Familiarity with agile methodologies (Scrum, Kanban, etc); * Eagerness to learn and share knowledge; * Experience with Java and/or Kotlin, and Spring Boot framework; * Experience with messaging tools (Kafka, AWS-SQS, etc); * Knowledge of Clean Code principles and design patterns. **Additional Information** **Our Benefits** **:** ----------------------------------- **Health and Well-being** * Health Insurance (Alice) * Dental Insurance (SulAmérica) * Wellz: 100% free therapy sessions * Wellhub: Access to gyms and studios * Creditas Endurance: Program incentivizing high-impact sports * Pharmacy Benefit (Univers) * Life Insurance (Porto Seguro) * Birthday Day Off **Family and Quality of Life** * Extended Parental Leave: 6 months for pregnant employees and 35 days for non-pregnant employees * Family Care: Support program for maternity and paternity * Childcare Assistance * Assistance for dependents with disabilities (PCDs) * SESC: Access to facilities for you and your dependents **Financial Health** * Meal Voucher (VR): Flexible benefits card (Creditas Card) * Payroll-Deductible Loan (Creditas Benefícios) * Salary Advance (Creditas Benefícios) * Insurance Discounts (Minuto Seguros) * Access to exclusive financial education content in the Creditas app **Recognition and Development** * PPR: Profit Sharing Program * Educational and developmental incentives **Flexibility and Mobility** * Flexible work model * Free bike parking at the office * Office parking (subject to internal availability) Creditas is a financial services platform offering loans, insurance, and investments—secured against home, car, or salary. Operating since 2012, it is Latin America’s largest online credit platform and has received investments from international funds, raising over R$4 billion (US$879 million) in equity, with a current portfolio of R$5.6 billion. Through its proprietary technology, it offers products such as auto- and home-collateralized loans, private payroll-deductible loans, corporate benefits, and insurance. Creditas has processed over 13 million loan applications, achieved a valuation of US$3.5 billion, and completed over 40 capital market issuances (FIDCs, CRIs, and FIIs). **WHY JOIN OUR TEAM?** From a 5m² office in 2012 to three complete ecosystems. We combine people’s homes, cars, or salaries to offer credit, insurance, or investment solutions. As our history shows, we’re always moving forward. *We fight complacency and the status quo because we believe there are always new ways to improve lives.* Here, “it’s not possible” is never an answer—we go there and make it happen. We dive into details, test, fail, learn, and are always guided by the desire to do better. Limitations aren’t barriers—they become starting points for creativity. We’re direct in message and thoughtful in delivery; beating around the bush isn’t in our vocabulary. We know high performance isn’t about running faster—it’s about running together, going further, and valuing differences, open debate, and honest conversations. Above all, we give space for each person to write their own story. If you’re looking for a place to grow, experiment, and leave a legacy, Creditas could be your next step. **THE MORE DIVERSITY, THE MORE TRUTH** We firmly believe differences make us stronger and more flexible when making the best decisions. It’s more than intention—it’s our commitment to you, to our team, and to society. Always.
