




Job Summary: The candidate will collaborate with the product team to develop strategic insights and advanced analytics for credit optimization, supporting data-driven decision-making. Key Highlights: 1. Collaborate synergistically with the product team to test business hypotheses. 2. Develop strategic insights for optimizing credit policies. 3. Apply statistical analysis and advanced analytics to optimize credit. **Responsibilities:** * Collaborate synergistically with the product team to test business hypotheses and assess the feasibility of innovative solutions; * Develop strategic insights by applying statistical analysis to optimize credit and recovery policies; * Conduct advanced credit optimization analyses, including indicator studies, customer segmentation, and impact assessments, supporting data-driven decision-making; * Study, develop, and implement solutions across all stages of the credit lifecycle. **Required Qualifications:** * Bachelor's degree in quantitative fields (e.g., Engineering, Statistics, Mathematics, Economics, or related disciplines); * Advanced English proficiency (preferred); * Experience in data analysis, particularly in the credit domain; * Proficiency in SQL for extracting, manipulating, and analyzing large volumes of data (mandatory); * Python skills for data analysis (preferred); * Knowledge of credit policies (any stage of the credit lifecycle); * Analytical mindset, attention to detail, and strong logical and quantitative reasoning abilities. **ATTENTION!** **For this position, the work model is hybrid, requiring three days per week of on-site work at our Barueri/SP office; therefore, candidates must reside in São Paulo state or in a nearby region with convenient commuting access.**


