Description: Apply quickly by email: Requirements and qualifications: * Bachelor's degree in Business Administration, Finance, Economics or related fields * Minimum 1 year of experience in credit and collections processes * Advanced proficiency in Excel (pivot tables, complex formulas) * Critical analysis skills and data-driven decision-making ability * Strong written and verbal communication skills, with a focus on customer relationship management Desirable: * Knowledge of collections software (SAP, Totvs, Bcredi) * Experience in credit risk analysis and scorecards * Certification in credit or corporate finance * English or Spanish fluency for reading international documents * Experience in fintech or digital banking environments Responsibilities and duties: * Reduce delinquency rate by 10% within the first year * Improve collections operational efficiency by 20% (average recovery time) * Contribute to improving credit policies, resulting in a 5% increase in credit approvals with controlled risk * Direct impact on portfolio profitability and quality of customer relationships Benefits: Transportation allowance, Meal voucher, Health insurance Working hours: Monday to Thursday from 7:00 AM to 5:00 PM and Friday from 7:00 AM to 4:00 PM\. Knowledge: Education: Technical degree in Business Administration or related fields.,Accounting – In progress Technical skills: Microsoft Office suite 2601010046291900505