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Commercial Manager – Teresina, PI and Region
Negotiable Salary
Indeed
Full-time
Onsite
No experience limit
No degree limit
Av. Cruz Cabugá, 8 - Santo Amaro, Recife - PE, 50040-000, Brazil
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Description

**We are Finsol**, an institution operating in productive and targeted credit. **Our goal** is to promote economic development through microentrepreneurs, microenterprises, and small businesses by strengthening their operations and offering financial products quickly and without bureaucracy. **We are part of the Omni ecosystem**, a solid financial institution recognized for providing one of Brazil’s best credit services, with nearly 31 years of market presence. **Finsol** operates in over 500 cities across seven states in Northeastern Brazil—Pernambuco, Paraíba, Bahia, Ceará, Alagoas, Piauí, and Maranhão—through its own branches and a network of exclusive agents, supported by highly qualified teams delivering personalized, high-quality service to our customers. We began operations as an OSCIP (Civil Society Organization of Public Interest) in 2007 and became SCMEPP S/A—Sociedade de Crédito ao Microempreendedor e à Empresa de Pequeno Porte S/A—in 2014, reflecting our growth and increasing market participation. **Responsibilities and Duties** * Develop action plans to expand the microcredit portfolio. * Set commercial targets and monitor performance indicators. * Analyze the local market and identify opportunities in new niches or regions. * Recruit, train, and supervise credit agents / commercial advisors. * Conduct periodic meetings to align goals and address challenges. * Monitor productivity and provide continuous feedback. * Support the team in developing strategies to prospect new customers. * Establish partnerships with associations, cooperatives, NGOs, and local entrepreneurs. * Participate in field visits when necessary. * Monitor delinquency and implement preventive and corrective actions. * Develop collection and renegotiation strategies jointly with the team. * Ensure agents conduct periodic visits to financed entrepreneurs. * Validate credit analyses performed by the team, when required. * Ensure compliance with internal and external regulatory standards. * Supervise proper collection of documents and information. * Represent the institution at local events and community meetings. * Resolve critical cases or strategic customer issues. * Promote financial education initiatives among customers. * Prepare periodic commercial performance reports. * Analyze indicators such as: volume disbursed, number of active customers, delinquency rate, average ticket size, etc. * Report results to senior management and suggest improvements. **Requirements and Qualifications** * Develop action plans to expand the microcredit portfolio. * Set commercial targets and monitor performance indicators. * Analyze the local market and identify opportunities in new niches or regions. **Additional Information** **Benefits** -------------- * Reside in Recife – hybrid work model (2–3 days per week in the office); * Availability for travel; * Meal allowance; * Food allowance; * Transportation allowance; * Totalpass; * Dental plan; * Health insurance; * Profit-sharing program (PLR); * Birthday leave. We are a company with 31 years of market experience that never loses its drive to grow and innovate. Over this time, we’ve learned one important thing: YOU are our greatest asset. We reached this conclusion our way—face to face—because our work is about delivering financial solutions tailored exactly to your needs. Simple, isn’t it? Whether through vehicle financing, store credit, vehicle-secured loans, financial investments, or private-label cards—we expand your world of options to help you achieve your life goals. Our customers are those who have previously approached other banks and finance companies but were denied credit due to difficulties in proving income or low credit scores. At Omni, we work to find credit solutions suited to our customers’ real-life circumstances! Our philosophy is to positively impact the world—and so we fulfill our purpose alongside our customers: We Omni-ize Lives, supporting entire families in realizing their dreams—whether purchasing a vehicle, renovating a home, or even taking a trip. We want to be close to microentrepreneurs starting their businesses or needing working capital—we offer credit to popcorn vendors, lace makers, convenience store owners, hairdressers, and truck drivers! We’re proud of this, recognizing our relevance to so many people! To us, Omni-izing means “doing our best today so your tomorrow is even better!” Better for our customers, employees, partners, and society as a whole—because we understand our responsibility and our capacity to make the world a much better place. Together, we are unique—together, we are Omni! Yes, we are unique! We have our own distinct way. We breathe our Culture—and we’re deeply proud of it! We are a **human-centered company**, and we value the **diversity** of our employees as a true strength—and this strength can only be harnessed if everyone feels they can truly be themselves every day, regardless of ethnicity, religion, sexual orientation, gender, disability, or any other personal characteristic. We love diversity! And it comes naturally to us. The more diverse, the better! Nice to meet you—we are Omni. Connected with you!

Source:  indeed View original post
João Silva
Indeed · HR

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