Job Summary: We are seeking a Junior Actuary to work on structuring technical databases, developing actuarial and statistical studies, and supporting decision-making within the company. Key Highlights: 1. Assist in the analysis and structuring of technical and statistical databases 2. Develop actuarial and statistical studies for profitability 3. Perform calculations of actuarial technical provisions **About Us** Assurant, Inc. (NYSE: AIZ) is a global leader in business products and services that support and protect people’s connected lives. A Fortune 500 company with operations in 21 countries, Assurant advances the connected world by partnering with the world’s leading brands to develop innovative solutions and deliver an enhanced customer experience through mobile device solutions, extended warranties, vehicle protection services, lender-placed insurance, and other specialty products. **Junior Actuary** Location: Barueri (Alphaville) – Hybrid **Key Responsibilities:** * Assist in structuring technical and statistical databases for portfolio analysis; * Assist in preparing presentations and monitoring results to support the company’s decision-making process. Applying concepts such as: number of active policies, exposed items, earned and issued premiums, pure premium, risk rate, claim frequency and severity, average indemnity ratio, loss ratio, and technical provisions; * Develop actuarial and statistical studies to support product tariff adjustments and technical evaluations, aiming to maintain contract profitability; * Participate in the evaluation, drafting of drafts, and contracts jointly with business areas; * Support the operations team with documentation for implementation and perform validations; * Conduct economic projections to assess business viability and support decision-making; * Participate in the documentation, approval, implementation, and monitoring of agreement calculations; * Perform calculations of actuarial technical provisions, conducting data collection and/or processing to apply internationally accepted methodologies, ensuring the adequacy of recorded accounting values. **Qualifications** * Degree in Actuarial Science, Statistics, Mathematics, or related fields; * Knowledge of data analysis and statistical modeling; * Experience in actuarial calculations is a plus; * Strong analytical skills and attention to detail; * Proficiency in data analysis tools (Advanced Excel; knowledge of SQL, SAS, and Power BI is desirable). **Desired Skills** * Excellent verbal and written communication skills to interact effectively across all organizational levels; * Ability to negotiate and resolve conflicts; * Strong results orientation and focus on delivering value. **Benefits** * Hybrid work model (3 days remote, 2 days onsite); * Home office allowance; * Sulamérica Health Insurance; * Careplus Dental Insurance; * Life Insurance; * Private Pension Plan; * Meal Voucher; * Food Voucher; * 13th-month food basket; * Transportation Voucher / Shuttle Service; * Childcare/Babysitting Allowance; * Gym Partnership – Total Pass; * Employee Assistance Program; * Payroll-deductible loan; * Birthday day off; * Short Friday during summer; If no application deadline is provided, this role may be a pipeline requisition, and we'll continue to collect applications on an ongoing basis, or there is no requirement for this information in the location where the role is posted. Any posted pay range considers a wide range of compensation factors, including candidate background, experience, and work location, while also allowing for salary growth within the position. **Helping People Thrive in a Connected World** Connect with us. Bring us your best work and your brightest ideas. And we’ll bring you a place where you can thrive. Learn more at jobs.assurant.com. **What’s the culture like at Assurant?** Our unique culture is a big reason why talented people choose Assurant. Named a Best/Great Place to Work in 15 countries and awarded the Fortune America’s Most Innovative Companies recognition, we bring together top talent around the world. Although we have a wide variety of skills and experiences, we share common characteristics that are uniquely Assurant. A passion for service. An ability to innovate in practical ways. And a willingness to take chances. We call our culture The Assurant Way. **Company Overview** Assurant is a leading global business services company that supports, protects, and connects major consumer purchases. A Fortune 500 company with a presence in 21 countries, Assurant supports the advancement of the connected world by partnering with the world’s leading brands to develop innovative solutions and deliver an enhanced customer experience through mobile device solutions, extended service contracts, vehicle protection services, renters insurance, lender\-placed insurance products, and other specialty products. **Equal Opportunity Statement** Assurant is an Equal Employment Opportunity employer and does not use or consider race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law in employment decisions. **Job Scam Alert** Please be aware that during Assurant's application process, we will never ask for personal information such as your Social Security number, bank account details, or passwords. Learn more about what to look out for and how to report a scam here.