Description
**Description and Responsibilities:**
**Schedule:** Monday to Friday, 8:00 AM to 5:00 PM with a 1-hour lunch break.
**Level:** Professional
**Employment Type:** Permanent – CLT
* Manage, expand, and retain the PJ cooperative members’ portfolio, ensuring sustainable growth and strengthening institutional relationships.
* Provide specialized consultative service to companies, ensuring financial solutions that support their operations and growth.
* Increase penetration of PJ products and services among the cooperative members’ base.
* Ensure portfolio quality and profitability of PJ operations.
* Achieve and exceed commercial and strategic targets defined for the PJ segment.
* Expand the use of digital channels among PJ cooperative members, increasing operational efficiency.
* Ensure regulatory compliance and risk mitigation across all PJ operations.
* Contribute to the development of the local and regional business ecosystem.
**Requirements:**
* Completed undergraduate degree in Business Administration, Economics, or related fields.
* CPA 10 or CPA 20\.
* Computer literacy (Microsoft Office Suite: Word, PowerPoint, Excel, Outlook).
* Knowledge of Personal Credit Products, Investments, Pension Plans, and Insurance.
* Knowledge of Cooperative Credit Systems / Regulations and legal aspects.
* Knowledge of digital platforms and self-service tools for PJ clients (internet banking, mobile apps, integration APIs).
* Knowledge of technology solutions applicable to business management (ERP, bank reconciliation, electronic bills).
* Knowledge of CRM and BI tools for portfolio management.
* Knowledge of trends in financial services for businesses (open finance, PIX, digital credit).
Differentiators:
* Proficiency in consultative sales techniques targeted at the corporate market.
* Proficiency in the financial market.
**Benefits:**
BH Agreement, Childcare Assistance, Birthday Day Off, Profit Sharing, Health Plan, Dental Plan, Pet Plan \- Guapeco, Private Pension, Life Insurance, Transportation, Uniform, Meal Voucher, Food Voucher, Transportation Voucher, Wellhub \- Gym Partnership, Zenklub \- Mental Health Platform