**City:** Vilhena**State:** Rondônia (BR\-RO)**Country:** Brazil (BR)**Job ID:** 42925 **Activities and Responsibilities:** * Analyze credit requests from customers/suppliers, verifying data, receiving information from the sales area, analyzing documentation, checking references, analyzing balance sheets and other financial statements, credit limits, risks, market research, and other related analyses to approve or reject credit and finalize business transactions. * Ensure issuance of credit opinions to support decision\-making regarding credit granting and/or competent authorities, with recommendations for proceeding with or rejecting credit granting, implementing and forwarding credit analysis, and issuing technical opinions based on payment capacity, considering risk management criteria and current policies. * Conduct technical and impartial analysis of credit operations based on available information and documentation, analyzing the operation, supporting documents listed in the checklist, proposed guarantees, calculating operational and customer risk, verifying limits grounded on credit history and assessment of economic\-financial performance, adhering to defined limits and credit policy. * Analyze risk versus profitability and propose pricing adjustments whenever necessary, through continuous analysis of the credit portfolio and results, applied rates versus proposed risk, default history, market analysis, competition, and other factors. * Monitor outcomes following analyses and recommendations, verifying and evaluating which were implemented and which were rejected, analyzing incidents that led to such outcomes, among others, seeking inputs to improve processes, as well as assessing potential changes to analyses that may enhance service delivery. * Support development of credit limits for new and existing customers, based on company policies and regulations, applying analytical techniques and other procedures. * Prepare and maintain updated customer records, including approved credits, registration data, and other relevant information, ensuring an updated database to guarantee accurate analyses and successful completion of future processes. * Periodically reassess customer credit limits to maintain control over company guarantees, reporting any required adjustments to management. * Monitor customer history and punctuality with the company and the market, through commercial information exchange, immediately communicating negative events and credit rehabilitations. * Control issuance and receipt of guarantees by analyzing the need for each contract. * Monitor results of your customer portfolio, preparing reports on customer credit exposure, position results, transaction execution, and other related matters. **Requirements:** * Bachelor’s degree in Business Administration, Economics, Accounting, or related fields; * Experience in the finance department of Agribusiness companies; * Willingness to travel; * Intermediate English; * Prior experience in credit analysis within Global companies is a plus. **Also see our benefits:** * Medical and Dental Assistance; * Profit\-Sharing Program; * Private Pension Plan (BungePrev plan with employer contribution); * Life Insurance; * Pharmacy Benefits; * Daycare Assistance (for female employees with children up to 5 years and 11 months); * “Count on Us” Program – Personal guidance and support program for employees and dependents. Delivered by specialized professionals, aimed at supporting psychological, social, or emotional issues; * Partnerships with TotalPass (Gym), Clube MMB (Individual Insurance), Dell, as well as Universities and Language Schools; * Annual incentives such as toys and Christmas baskets. **Work Location:** Vilhena/RO **Work Model:** Administrative hours, Monday through Friday. At Bunge, our goal is to connect farmers to consumers to deliver food, animal nutrition ingredients, and fuel essential to the world. As a leading provider of agribusiness solutions, our team of approximately 37,000 dedicated employees partners with farmers worldwide to move agricultural commodities from where they are produced to where they are needed — faster, smarter, and more efficiently. We are a global leader in origination, storage, distribution, as well as processing and refining of oilseeds, offering a broad portfolio of vegetable\-based oils, fats, and proteins. We work side\-by\-side with our customers across both ends of the value chain to deliver quality products and develop innovative, customized solutions meeting consumers’ ever\-evolving needs. With over 200 years of experience and presence in more than 50 countries, we are committed to strengthening global food security, promoting sustainability, and contributing to the prosperity of communities where we operate. Bunge has its registered headquarters in Geneva, Switzerland, and its corporate headquarters is located in St. Louis, Missouri, USA. Learn more at bunge.com.br. Daily, our professionals embody the values that define Bunge: * **WE ARE ONE TEAM** – **Collaborative, respectful, and inclusive** * **WE LEAD THE WAY** – **Agile, empowered, and innovative** * **WE DO WHAT IS RIGHT** – **Safely, sustainably, and with integrity** We recognize that our success depends on the diversity of perspectives each of our employees brings to Bunge. We are committed to fostering practices that nurture a culture of belonging for everyone. Globally, we support the Women’s Empowerment Principles by UN Women. In Brazil, we are members of Mover – Movement for Racial Equity, and have been selected by the global Disability Index Report® as one of the best workplaces for inclusion of people with disabilities. We continuously act to uphold our commitment to leave a positive legacy in all communities where we operate. If you identify with these values, join us! We value and invest in people who believe in our purpose and live it enthusiastically every day — people who have \#ProudToBeBunge