Senior Credit Analyst

Description

Job Summary: Senior Credit Analyst to assess and measure credit risk, preparing analyses to support business growth in Trucks, Buses, and Machines markets. Key Highlights: 1. Assess and measure credit risk in transportation markets. 2. Interact with colleagues across a global Group in a collaborative environment. 3. Support continuous development and professional growth. Transportation lies at the heart of contemporary society. Imagine leveraging your experience to propose sustainable transportation and infrastructure solutions for the future. If you seek to make a difference on a global scale—working with cutting-edge technologies and collaborative teams—then we may be the perfect match! **Senior Credit Analyst** ----------------------------- As a Senior Credit Analyst, you will play a pivotal role in assessing and measuring credit risk, preparing analyses according to internal criteria and policies to support business growth by analyzing Trucks, Buses, and Machines markets across their various applications—with financial monitoring and performance tracking of mid- to large-sized customers. As part of a global company, you will have the opportunity to interact with colleagues across the Volvo Group. Technical knowledge is valuable, but the drive to make a difference and grow will be essential. **What You Will Do:** ------------------------- At Volvo Financial Services, you will contribute to transforming our company, the transportation industry, and society as a whole. Therefore, we seek someone capable of performing accurate credit analyses for individuals and legal entities in the Trucks, Buses, and Machines segments—complying with internal regulations, BNDES, and the Central Bank—using your analytical skills to ensure the financial health of the VFS portfolio, supporting the OEM’s business and assisting our team by sharing knowledge to strengthen overall credit function efficiency. **Who Are You?** ---------------- Do you dream big? So do we! And we’re excited to grow together. Thus, dedication and the willingness to learn will make all the difference in this role! To succeed, you must be flexible and resilient, possess financial and analytical technical skills for credit/market risk assessment, and be able to perform effectively in an environment subject to direct pressures (hierarchies and deadlines) and indirect pressures (audits and regulators). Prior experience in roles such as Senior Credit Analyst (preferably within captive banks) is required, and you must not hesitate to roll up your sleeves, make decisions, and pursue creative solutions aligned with regulatory and Volvo Group policies! Interpersonal communication and relationship-building skills—in both Portuguese and English—are also essential, as we are part of a Global Group. Additionally, proficiency with the “Microsoft Office Suite” is highly important. A completed undergraduate degree—preferably in Accounting, Business Administration, or Economics—is required. **What We Offer You:** ------------------------ We offer a robust compensation and benefits package, alongside a diverse workplace culture grounded in care and inclusion. Furthermore, we support your continuous development to achieve your career aspirations. Here, you’ll find leaders prepared to manage both our and your needs—enabling us to build an innovative and collaborative culture focused always on sustained success. We understand you may not meet every requirement—and that’s perfectly fine. If you’re eager to learn, we’ll help you get there, because we remain open to learning too. **Ready for the Next Step?** ----------------------------------- Now, if you’re curious to explore how we put our words into action, follow us on LinkedIn. And if you want to make a real impact on your career, we’re eager to meet you. **What the Volvo Group Offers:** -------------------------------- **Health and Well-being for You and Your Family:** * Health and dental insurance; * On-site clinic; * Pharmacy allowance; * Lens reimbursement (ophthalmology); * Sickness allowance; * Daycare allowance; * Special education allowance; * Extended maternity and paternity leave. **Food:** * Meal and food vouchers (subject to work location). **Transportation:** * Chartered transportation. **Financial Security:** * Profit and Results Sharing (PLR); * Private pension plan – Vikingprev; * Life insurance. **Conveniences and Quality of Life:** * Volvo Association Club; * Partner app offering access to accredited gyms and fitness studios. **Benefits are subject to eligibility rules under applicable law and internal policies.** **This recruitment process is conducted with support from Apriori consulting firm** ---------------------------------------------------------------------------- At Volvo do Brasil, we value candidates’ experience and partner with certified firms to ensure a professional, values-aligned selection process. We reaffirm our commitment to protecting the personal data of all participants, fully complying with the General Data Protection Law (LGPD). Our goal is to provide a secure and respectful experience at every stage of the process. We value your data privacy and therefore do not accept applications via postal mail or email. **Who We Are and What We Believe In:** We are committed to shaping the future of efficient, safe, and sustainable transportation solutions. Fulfilling our mission creates countless career opportunities for talent across the Group’s leading brands and entities. Applying for this position offers the opportunity to join the **Volvo Group**. Every day, you’ll work alongside some of the brightest and most creative minds in our field—to leave our society in better shape for the next generation. We are passionate about what we do and thrive in teamwork. We are nearly 100,000 people united worldwide by a culture of care, inclusion, and empowerment. At **Volvo Financial Services (VFS)**, we work together to shape the world we wish to live in. As the financial arm of the Volvo Group, VFS provides financial services and solutions tailored to the evolving business needs of our customers. Through our commitment to innovation, we support society’s adoption of sustainable transportation and equipment solutions. VFS is headquartered in Gothenburg, Sweden, and serves Volvo Group customers and dealers in over 50 markets. **What’s in It for You?** We offer a solid and competitive compensation and benefits package, along with a diverse workplace culture rooted in care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an office-based company, and we understand you may occasionally or temporarily require flexibility—which your leader is prepared to manage and which aligns well with our culture, because being together enables us to build our innovative and collaborative culture—and develop you for continued success.