Description
Job Summary:
Credit analyst responsible for credit limit approval and management, financial document and guarantee analysis, and interaction with the commercial department.
Key Highlights:
1. Credit analysis and limit approval
2. Guarantee management and formalization
3. Interaction with the commercial department and client visits
**Job Description:**
Analyze documents for credit limit approval and prepare analytical opinions;
Input approved credit limits into the system;
Inform the commercial department about weaknesses identified in the analyzed financial data;
Submit requests for guarantee preparation (e.g., suretyships, promissory notes, bill of exchange endorsements) and, when necessary, prepare them directly;
Maintain control over and follow up on guarantees, setting deadlines for their formalization;
Organize physical credit and guarantee files;
Perform manual order release analysis;
Manually block orders;
Conduct credit visits to clients;
Integrate new employees into the commercial department;
Prepare daily order release reports;
**Requirements:**
Bachelor’s degree in Administration, Economics, Accounting, Finance, or related fields;
Master’s degree/MBA in finance or risk management is desirable.
Prior experience in credit, financial analysis, or risk management;
Experience analyzing balance sheets and financial statements;
Familiarity with ERP systems or credit tools.
Willingness to work 100% on-site in Fazenda Rio Grande.