Junior Credit Analyst

Description

Job Summary: Credit Analyst responsible for conducting credit analysis for individuals and legal entities, assessing repayment capacity and risks, issuing technical opinions, and ensuring compliance with internal policies. Key Highlights: 1. Experience in credit analysis at cooperatives and financial institutions. 2. Bachelor's degree in Administration, Economics, Accounting, or related fields. 3. Knowledge of credit analysis tools and relevant legislation. **Description and Responsibilities:** **Working Hours:** 8:30 AM to 5:30 PM **Level:** Professional **Employment Type:** Permanent – CLT Conduct credit analysis for individuals and legal entities; Assess repayment capacity, collateral, and credit risks; Issue technical opinions and support the preparation of credit proposals; Ensure compliance with internal credit policies and regulations; Provide support to service branches on credit-related matters. **Requirements:** **Academic Qualification:** Completed or ongoing undergraduate degree in Administration, Economics, Accounting, or related fields; **Experience:** Experience in credit analysis at cooperatives, financial institutions, or other economic sectors. Familiarity with Sicoob systems (e.g., SISBR, PCE, etc.) is a plus; **Technical Knowledge:** Knowledge of credit analysis tools. Knowledge of credit-related legislation and regulations. Strong communication skills. Proficiency in computer applications, especially Microsoft Office. **Benefits:** Annual Bonus, Childcare/Babysitting Allowance, Day-Off, Workplace Gymnastics, Health Insurance, Dental Insurance, Salary, Life Insurance, Sicoob University, Meal Voucher, Food Voucher, Transportation Voucher, Wellhub, Zenklub