Description: To participate in our process, you must have: Requirements: * Education: Bachelor's degree completed in Economics, Business Administration, Engineering, Statistics, Mathematics, or related fields. * Skills: Analytical, critical thinking, teamwork Essential knowledge: * Finance and Advanced Excel Differentiating skills: * Programming, SQL Your day-to-day responsibilities will include: 1. Develop financial modeling for new products: Detail: Build financial projections (Income Statement, Cash Flow), considering different economic scenarios and variables of the new product. Simulate the impact of changes in interest rates, default rates, and operational costs. Analyze result sensitivity to key business drivers. 2. Perform pricing of financial products: Detail: Define management fees, acceleration of accrual, reserve fund, considering market competitiveness, customer profile, and company strategic objectives. Calculate Net Present Value (NPV), Internal Rate of Return (IRR), and Return on Equity (ROE) for each product. 3. Assess profitability of financial products: Detail: Monitor product performance over time, comparing actual results with initial projections. Identify deviations and propose corrective actions. Analyze profitability by customer segment and distribution channel. 4. Generate information for decision-making: Detail: Prepare management reports and executive presentations summarizing key financial analysis results. Support strategic decision-making by providing insights into product performance and market opportunities. 5. Develop financial indicators: Detail: Create a dashboard of key performance indicators (KPIs) to track business evolution. Monitor portfolio quality, operational efficiency, and product profitability. 6. Generate and present business plans: Detail: Prepare business plans for launching new products or restructuring the existing portfolio. Present plans to senior management, defending proposals and responding to questions. 7. Conduct market analyses and benchmarkings: Detail: Investigate market trends, map competitor performance, and provide insights supporting strategic decisions. The mid-level analyst is responsible for interpreting data and suggesting practical actions based on performed analyses. 8. Partially manage the life cycle of financial products: Detail: Monitor product performance, identify improvement opportunities, and propose adjustments to enhance efficiency and competitiveness, collaborating directly with areas such as IT, sales, and operations. 9. Coordinate backlog definition with stakeholders: Detail: Facilitate alignment among different departments such as sales, IT, operations, and others, prioritizing demands and ensuring deliveries meet established deadlines and strategic goals. Other potential responsibilities: Support to sales team: Provide information and analysis to the sales team. Participation in special projects: Collaborate on process improvement projects and development of new products. 2510170202241814220