Senior Credit and Collections Analyst

Description

Job Summary: Responsible for credit and collections management, ensuring the company's financial health through analysis, accounts receivable control, and debt recovery. Key Highlights: 1. Customer credit analysis and approval. 2. Negotiation and recovery of outstanding amounts. 3. Credit risk assessment and management. **Description:** Responsible for credit management and collections processes, ensuring the company's financial health through accounts receivable analysis and control, as well as efficient debt collection. The professional must ensure adherence to credit policies and effective management of receivables. **Responsibilities:** ✔ Conducts customer credit analyses, considering financial aspects and payment history to grant and review credit limits. ✔ Monitors and controls accounts receivable, tracking payments and identifying potential delinquencies. ✔ Contacts delinquent customers to negotiate and recover outstanding amounts, applying appropriate techniques to optimize results. ✔ Generates periodic reports on credit and collections status, providing analyses and suggestions for process improvement. ✔ Maintains organized and up-to-date documentation required for credit granting and debt recovery. ✔ Implements and reviews collections procedures to ensure efficiency and effectiveness. ✔ Establishes and maintains clear, assertive communication with customers to resolve pending matters and strengthen relationships. ✔ Assesses and manages credit risk, identifying customers with potential delinquency and proposing corrective actions. ✔ Collaborates with the finance team to optimize processes and share best practices in credit and collections. Keeps\-up\-to\-date on industry trends and best practices in credit and collections to enable continuous improvement. Benefits: * Medical assistance * Dental assistance * Education allowance * Commercial agreements and discounts * Life insurance * Food voucher * Meal voucher * Transportation voucher Work Location: On-site