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Consulting Strategy in Mangaratiba
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0710/RJ Individual Business Manager - Piraí Branch / RJ64333368442754120
Indeed
0710/RJ Individual Business Manager - Piraí Branch / RJ
We are looking for people who believe in the power of cooperation, local leadership, and the positive impact we can create together. If you are seeking professional development, a welcoming and challenging environment, and want to be part of an institution that has been transforming realities for over 120 years, this opportunity might be for you! You will work at a cooperative that is growing and consolidating in Piraí, with strong community connections and a focus on building trust-based relationships with members. Here, we value relationships, purpose-driven innovation, and mutual growth. **Responsibilities and duties** **Job responsibilities** * Serve and manage the individual customer portfolio, offering financial solutions tailored to each profile's needs. * Prospect new business opportunities by identifying credit, investment, insurance, and other product and service opportunities. * Build and strengthen trust-based relationships, aiming for customer loyalty and satisfaction. * Conduct financial analyses for credit approval, assessing risks and ensuring operational security. * Meet performance targets, contributing to the sustainable growth of the cooperative/institution. * Monitor local market trends, identifying strategic opportunities for action. * Work synergistically with other departments, reinforcing a culture of cooperation, excellent service, and innovation. **Job Duties** * Conduct external visits to members and potential members. * Provide personalized financial consulting according to the member's profile and goals. * Formalize credit, investment, and other product proposals, ensuring compliance with internal policies and regulations. * Actively participate in relationship-building initiatives and institutional events. * Maintain and update customer portfolio information in management systems. * Support initiatives for acquiring new members and strengthening the institution's presence in the region. **Requirements and qualifications** * Completed or ongoing higher education in Administration, Accounting, Economics, or related fields. * Postgraduate degree in business or leadership will be a differentiator; * ANBIMA certification (CPA-20 or CEA) will be a differentiator; **Technical Skills** * Proven experience in financial institutions, credit cooperatives, or banks, working with individual and/or corporate client portfolios. * Experience in business prospecting, credit analysis, and relationship management. * Experience in consultative customer service and negotiation. * In-depth knowledge of financial products and services (credit, investments, insurance, consortia, cards, etc.). * Knowledge of balance sheet and corporate financial statement analysis. * Understanding of risk/credit management principles. **Behavioral Competencies** * Commercial mindset, focused on results and business generation. * Ability to build solid, long-term relationships. * Strong oral and written communication skills. * Proactivity, organization, and analytical thinking. * Teamwork and alignment with cooperative culture. * Resilience and adaptability when facing challenges. **Additional Information** **Benefits:** Meal/Food Allowance: Enjoy it your way, with friends and family; Special Child Allowance: Monthly benefit to improve quality of life for children with special needs; Childcare/Babysitter Allowance: Monthly amount to ensure quality in children’s education or care; Service Time Bonus (ATS): For each full year of work, employees receive an additional amount in their monthly compensation; Funeral Assistance (included in Life Insurance): At this moment of loss, the employee and/or dependents have access to financial support for funeral expenses, as a form of care from the cooperative; Income Protection: We stand by you during difficult times, complementing your income during INSS leave; Life Insurance: Sicredi cares about our employees and their families, providing financial comfort in case of loss; Health: We are committed to the health and well-being of our employees and their families, offering differentiated benefits; * Health plan; * Flu vaccination; * Dental plan; * GYMPASS; * Telemedicine; * Nutritionist; * Pharmacy discounts; Sicredi Pension Plan: One way we demonstrate concern for employees' future; Postgraduate Grant: We believe in and invest in our employees' academic development; External Course Support: Investing in knowledge is never enough! We support the pursuit of new professional improvements; Language Course Support: We invest in employees' learning of new languages; CPA 10 / 20: We support the professional development of employees directly involved in business and/or investments, as required by ANBIMA; Product and Service Benefits: Our appreciation for employees also comes through reduced or waived fees when using our products and services; Birthday Leave: A free day to enjoy your birthday! Annual Gifts: We offer various gifts to employees on special occasions: birthdays, Easter, and Christmas basket; Emergency Assistance Fund: Present in every moment of an employee’s life, we have an emergency fund available during difficult times; Uniforms: For employee comfort and well-being; Baby Kit: We are present during one of the best moments in an employee’s life, gifting the family a kit (bag and onesie) and supporting the new family member's financial start with a savings account. **Nice to meet you, we are Sicredi.** Our journey began over 120 years ago as Brazil’s first financial cooperative institution. Today, we continue growing and transforming every day, alongside **over 50,000 employee members**. They are the reason we are once again ranked as the **Best Company to Work For**, holding the top position according to Great Place To Work Brazil (GPTW). Together with **over 9 million members** across all Brazilian states, we believe in the power of cooperation to **build a more prosperous society and generate positive impact in people's lives.** A purpose that unites and inspires us, promoting local and sustainable development, education, and financial inclusion. We continue seeking talents who want to help build a better world—and we want you with us. **#JoinSicredi!**
R. Epitácio Campos, 236-272 - Centro, Piraí - RJ, 27175-000, Brazil
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