




Job Summary: We are seeking a Structured Consortium Operations Analyst to manage and execute end-to-end consortium operations, ensuring operational excellence. Key Highlights: 1. Work in a strategic and growing area within the financial market 2. Be part of a dynamic and highly qualified team 3. Opportunity to take a leading role in a rapidly growing company We have an excellent opportunity to join Flow as a Structured Consortium Operations Analyst! We seek an organized, analytical, and operationally excellent professional to manage and execute structured consortium operations post-commercial closing. In this role, you will assume responsibility for operations starting from proposal approval, guiding the entire operational process through contemplation, billing of the asset, and settlement of the operation. If you enjoy structuring processes, monitoring complex financial operations, interacting with institutions, and ensuring successful client delivery, this is a great opportunity to work in a strategic and growing area within the financial market. You will join a dynamic and highly qualified team, directly involved in structuring, monitoring, and executing structured consortium operations, ensuring efficiency, organization, and quality in operational delivery. About Flow: **Flowinvest** is a company specialized in the acquisition and management of corporate credit assets. We believe in capital deployed at the right time and in empowering those who want to grow. The Flow team operates from offices in Maringá, Jaú, and São Paulo, with motivated collaborators committed to authenticity and positively impacting their local networks. **JoinFlow** **Responsibilities and Duties** * **Pre-analysis of clients**: Document collection and organization of complete documentation for submission to financial institutions; * **Operation structuring**: Preparation of financial simulations, definition of consortium modality, terms, guarantees, and modeling of the structured operation; * **Technical credit defense**: Preparation and presentation of credit proposals for approval by financial institutions and consortium administrators; * **Requesting and monitoring mobile asset appraisals (Infocar)**: Coordination with appraisal firms and monitoring of the appraisal process; * **Coordination with partners and financial institutions**: Alignment on operations, tracking of analyses, and follow-up on feedback from institutions; * **Communication with institutions and master administrators**: Monitoring deadlines, resolving pending items, and implementing operational adjustments; * **Monitoring contract partnership approvals**: Negotiations and formalization of contractual agreements with credit partners; * **Pipeline control of operations**: Tracking approved proposals and new ongoing operations; * **Support to commercial partners**: Guidance on processes, documentation, and monitoring of operational stages; * **Internal department alignment**: Participation in prioritization meetings and definition of operational requirements; * **Commission management**: Preparation of operational reports, issuance of invoices, and support in commission settlements; * **Billing monitoring**: Control and monitoring of billing processes with financial institutions and consortium administrators; * **Bid and contemplation management**: Monitoring client bid submissions, ensuring contemplation, asset billing, and settlement of the structured consortium operation. **Requirements and Qualifications** * Experience in consortium operations, structured credit, or financial operations; * Bachelor’s degree in Business Administration, Economics, Accounting, Engineering, or related fields (in progress or completed); * Experience with operational processes in financial institutions, consortium administrators, or financial advisory firms; * Knowledge of financial documentation and credit analysis; * Organizational skills and ability to monitor multiple concurrent operations; * Intermediate or advanced Excel proficiency; * Analytical ability and attention to detail; * Strong communication skills for interaction with partners, institutions, and internal teams. **Preferred Qualifications** * Experience with structured consortia or hybrid credit operations; * Knowledge of bidding strategies (free, fixed, and embedded); * Experience with high-value consortium operations (real estate, machinery, or trucks); * Familiarity with FIDC, structured credit, or financial advisory services is desirable; * Experience with billing and settlement processes for financial operations. **Competencies** * Operational organization and discipline; * Analytical thinking; * Problem-solving ability; * Clear and objective communication; * Proactivity; * Prioritization and deadline management; * Ability to handle multiple simultaneous demands; * Commitment to operational quality and efficiency. **Additional Information** * Monthly fixed remuneration aligned with market standards; * Dynamic and collaborative work environment; * Periodic management meetings for strategic alignment; * Meal voucher of R$ 38.00 per business day via IFood card; * IFood Benefits Club; * Transportation allowance as needed; * Onboarding kit; * Wellhub; * Santa Casa Health Plan (100% company-covered, with co-payment for exams); * Bradesco Dental Plan (100% company-covered, no co-payment); * Daily breakfast at the office; * Special breakfast every Friday; * On the last Friday of each month, in addition to the special breakfast, we celebrate birthdays with cake; * Birthday Day Off in your birth month; * Birthday gift to celebrate your new cycle; * Individual Development Plan with online course paths and certification; * Educational Platform — diverse courses to keep you updated and continuously evolving; * Annual bonus based on goal achievement (up to one month’s salary); * Opportunity to take a leading role in a rapidly growing financial market company! We invite you to join a company specialized in the acquisition and management of corporate credit assets. We believe in deploying capital at the right time and in empowering those who wish to grow. The Flow team comprises collaborators motivated to be authentic and positively impact their local networks. Within our team, you can develop your skills and advance professionally. At our company, we value teamwork, innovation, and commitment to excellence. If you seek a stimulating work environment with continuous learning opportunities and challenging projects, join our team!


